Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Avg. APR
6.5–36%
Lenders
50+
Updated
Daily
APR
19.0–34.0%
Amount
₱20k–₱5M
Term
3–60mo
Best for: This loan is ideal for first-time borrowers who need quick access to funds without the burden of collateral, making it suitable for personal expenses like education or travel.
APR
17.88–26.28%
Amount
₱20k–₱2M
Term
6–36mo
Best for: This loan is best for individuals with a stable income looking for manageable loan terms and competitive rates.
APR
25.98–36.74%
Amount
₱20k–₱2M
Term
12–36mo
Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.
APR
25.98–26.76%
Amount
₱10k–₱2M
Term
6–36mo
Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.
APR
25.0–36.0%
Amount
₱20k–₱2M
Term
12–60mo
Best for: This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.
APR
25.03–28.67%
Amount
₱20k–₱3M
Term
12–36mo
Best for: This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.
APR
39.43%
Amount
₱30k–₱3M
Term
12–36mo
Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.
APR
6.0%
Amount
₱5k–₱50k
Term
6–12mo
Best for: Filipino citizens aged 21-55 with a minimum credit score looking for short-term personal loans.
