Loqbox Credit Builder
Credit BuilderAPR
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Amount
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Term
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Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Avg. APR
6.5–36%
Lenders
50+
Updated
Daily
APR
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Amount
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Term
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Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
APR
7.9–29.9%
Amount
£3k–£50k
Term
24–60mo
Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
APR
3.9–29.9%
Amount
£1k–£50k
Term
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Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.
APR
6.7–36.4%
Amount
£1k–£35k
Term
12–60mo
Best for: This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.
APR
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Amount
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Term
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Best for: Landlords who don't fit mainstream criteria and need a flexible challenger bank approach
APR
6.9–29.9%
Amount
£10k–£500k
Term
72–72mo
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
APR
99.9–1333.0%
Amount
£50–£1.5k
Term
3–6mo
Best for: People locked out of mainstream lending who need a small emergency sum quickly.
APR
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Amount
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Term
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Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
APR
8.9–49.9%
Amount
£1k–£75k
Term
24–60mo
Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.
APR
4.9–29.9%
Amount
£1k–£25k
Term
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Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.
APR
5.7–19.9%
Amount
£1k–£40k
Term
12–60mo
Best for: Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
APR
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Amount
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Term
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Best for: Professional landlords with complex property portfolios needing specialist underwriting through a broker
APR
18.0–49.9%
Amount
£1k–£500k
Term
1–24mo
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
APR
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Amount
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Term
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Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
APR
12.9–69.9%
Amount
£3k–£25k
Term
24–60mo
Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
APR
3.9–29.9%
Amount
£1k–£50k
Term
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Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.
APR
3.9–21.9%
Amount
£1k–£25k
Term
12–60mo
Best for: Individuals with a good credit rating who are looking for a personal loan to fund larger purchases or consolidate debt.
APR
3.47%
Amount
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Term
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Best for: Rate-conscious BTL landlords wanting the lowest possible fixed rates
APR
5.9–24.9%
Amount
£4k–£75k
Term
12–60mo
Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.
APR
3.3–21.9%
Amount
£1k–£30k
Term
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Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.