Capitec Personal Loan
PersonalAPR
12.25–27.75%
Amount
R1k–R250k
Term
6–84mo
Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.
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APR
12.25–27.75%
Amount
R1k–R250k
Term
6–84mo
Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.
APR
24.0–27.75%
Amount
R500–R8k
Term
3–6mo
Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
APR
27.0–27.75%
Amount
R500–R50k
Term
3–36mo
Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.
APR
24.0–27.75%
Amount
R500–R8k
Term
3–6mo
Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.
APR
21.0–27.75%
Amount
R500–R25k
Term
3–24mo
Best for: Ideal for individuals seeking short-term financial solutions with flexible repayment options.
APR
18.0–27.75%
Amount
R2k–R250k
Term
6–60mo
Best for: This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.