Barclays Mortgage

Barclays provides mortgages from £5,000 to £10 million with fixed and tracker options, terms up to 40 years, and LTV up to 95%. Their Premier range caters to high-value properties with preferential rates.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Often market-leading rates at 60-75% LTV ✓ Premier range for high-value borrowers up to £10 million ✓ Energy efficiency incentives for green homes
Mortgage Barclays Reviewed

Barclays Mortgage

Updated 1 month ago

APR Range

4.19–6.39%

Amount

£5k

Term

60–480 months

Type

mortgage

Check eligibility →

You'll be redirected to barclays.co.uk

Our Verdict

Barclays is consistently among the most competitive lenders for rates across all LTV bands. The Premier mortgage range for higher earners and larger properties sets it apart from many competitors.

Best For

Borrowers seeking top-tier rates, especially those with larger deposits or higher-value property purchases.

Pros

  • Often market-leading rates at 60-75% LTV
  • Premier range for high-value borrowers up to £10 million
  • Energy efficiency incentives for green homes
  • Fully online application with real-time tracking
  • Overpayments up to 10% per year without early repayment charges

Cons

  • Product fees up to £1,499 on best rate deals
  • Branch mortgage advice availability varies
  • Buy-to-let criteria can be strict
  • Longer processing times during peak periods

About This Loan

Barclays provides mortgages from £5,000 to £10 million with fixed and tracker options, terms up to 40 years, and LTV up to 95%. Their Premier range caters to high-value properties with preferential rates.

Requirements

  • 18+
  • UK resident
  • Proof of income and outgoings
  • Minimum deposit 5%
  • Agreement in Principle
  • Credit check

Check if you qualify

Check eligibility →

You'll be redirected to barclays.co.uk

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