KBank K Car Loan

Kasikornbank offers car loans for both new and used vehicles, available through the K PLUS app with flexible terms.

Last checked on June 10, 2026. We may earn a commission when you click through.

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✓ Competitive APR range of 2.5% to 6.0% ✓ User-friendly application via K PLUS app ✓ Flexible loan amounts up to THB 5,000,000
Auto Kasikornbank (KBank) Reviewed

KBank K Car Loan

Updated 4 months ago

APR Range

2.5–6.0%

Amount

฿200k–฿3M

Term

12–84 months

Type

car_finance

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You'll be redirected to kasikornbank.com

Our Verdict

KBank K Car Loan provides competitive rates and a user-friendly application process via the K PLUS app.

Best For

This loan is best for Thai citizens looking for financing options for both new and used cars with straightforward application steps.

Watch Out

Be aware of the income requirement of THB 15,000 per month, which may exclude some potential borrowers.

Pros

  • Competitive APR range of 2.5% to 6.0%
  • User-friendly application via K PLUS app
  • Flexible loan amounts up to THB 5,000,000
  • Quick approval times
  • Available for new and used vehicles

Cons

  • Income requirement of THB 15,000/month
  • Potential hidden fees to watch for
  • Limited to Thai citizens or work permit holders
  • Approval may take longer for some applicants
  • Not suitable for those with low income

Full Review

KBank offers car loans with an APR range of 2.5% to 6.0%, making it an attractive option for applicants. The minimum loan amount starts at THB 100,000, with a maximum of THB 5,000,000 available, catering to various financing needs.

The loan term ranges from 12 to 84 months, providing flexibility for borrowers. The application process is straightforward through the K PLUS app, which is noted for its user-friendly interface. This can expedite approval times significantly compared to traditional methods.

While the rates are competitive, it's important to note the income requirement of THB 15,000/month, which may limit access for those with lower incomes. Customer service is generally regarded as responsive, but potential borrowers should read the fine print for any hidden fees or charges.

In comparison to other lenders like Bangkok Bank, KBank's rates are similar but may offer a more streamlined digital experience. Overall, this loan is ideal for those who meet the income criteria and prefer a hassle-free online application process.

Who Is This For?

This loan is suitable for Thai citizens or work permit holders who earn at least THB 15,000/month and need car financing.

What Borrowers Say

Borrowers generally appreciate the streamlined application process and competitive rates, though some have noted issues with customer service responsiveness.

Summary

KBank K Car Loan offers a practical financing solution with competitive rates and an easy application process through the K PLUS app, suitable for eligible borrowers.

About This Loan

Kasikornbank offers car loans for both new and used vehicles, available through the K PLUS app with flexible terms.

Requirements

  • Thai citizen or work permit holder
  • Age 20-65
  • Minimum income THB 15,000/month

Check if you qualify

Check eligibility →

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