KBank K Car Loan
Kasikornbank offers car loans for both new and used vehicles, available through the K PLUS app with flexible terms.
Last checked on June 10, 2026. We may earn a commission when you click through.
KBank K Car Loan
Updated 4 months agoAPR Range
2.5–6.0%
Amount
฿200k–฿3M
Term
12–84 months
Type
car_finance
You'll be redirected to kasikornbank.com
Our Verdict
KBank K Car Loan provides competitive rates and a user-friendly application process via the K PLUS app.
Best For
This loan is best for Thai citizens looking for financing options for both new and used cars with straightforward application steps.
Watch Out
Be aware of the income requirement of THB 15,000 per month, which may exclude some potential borrowers.
Pros
- Competitive APR range of 2.5% to 6.0%
- User-friendly application via K PLUS app
- Flexible loan amounts up to THB 5,000,000
- Quick approval times
- Available for new and used vehicles
Cons
- Income requirement of THB 15,000/month
- Potential hidden fees to watch for
- Limited to Thai citizens or work permit holders
- Approval may take longer for some applicants
- Not suitable for those with low income
Full Review
KBank offers car loans with an APR range of 2.5% to 6.0%, making it an attractive option for applicants. The minimum loan amount starts at THB 100,000, with a maximum of THB 5,000,000 available, catering to various financing needs.
The loan term ranges from 12 to 84 months, providing flexibility for borrowers. The application process is straightforward through the K PLUS app, which is noted for its user-friendly interface. This can expedite approval times significantly compared to traditional methods.
While the rates are competitive, it's important to note the income requirement of THB 15,000/month, which may limit access for those with lower incomes. Customer service is generally regarded as responsive, but potential borrowers should read the fine print for any hidden fees or charges.
In comparison to other lenders like Bangkok Bank, KBank's rates are similar but may offer a more streamlined digital experience. Overall, this loan is ideal for those who meet the income criteria and prefer a hassle-free online application process.
Who Is This For?
This loan is suitable for Thai citizens or work permit holders who earn at least THB 15,000/month and need car financing.
What Borrowers Say
Borrowers generally appreciate the streamlined application process and competitive rates, though some have noted issues with customer service responsiveness.
Summary
KBank K Car Loan offers a practical financing solution with competitive rates and an easy application process through the K PLUS app, suitable for eligible borrowers.
About This Loan
Requirements
- Thai citizen or work permit holder
- Age 20-65
- Minimum income THB 15,000/month
Similar options
Bangkok Bank Personal Loan
PersonalAPR
15.0–25.0%
Amount
฿30k–฿2M
Term
12–60mo
Best for: This loan is best for individuals seeking reliable financing for personal needs, particularly those who prefer established banks.
APR
2.99–7.0%
Amount
฿100k–฿3M
Term
12–84mo
Best for: Ideal for Thai residents aged 20-65 seeking flexible car financing with a fast approval process.
Krungthai Personal Loan
PersonalAPR
12.0–25.0%
Amount
฿20k–฿5M
Term
12–60mo
Best for: This loan is best for individuals looking for reliable funding options for personal expenses or emergencies.
APR
14.0–25.0%
Amount
฿20k–฿2M
Term
12–60mo
Best for: Ideal for individuals seeking quick access to funds for personal projects or emergencies, with easy application processes.
SCB My Car My Cash
AutoAPR
2.99–10.0%
Amount
฿100k–฿5M
Term
12–84mo
Best for: It's ideal for Thai nationals looking to leverage their vehicle for cash without losing access to it.
TTB Personal Loan
PersonalAPR
9.99–25.0%
Amount
฿15k–฿1.5M
Term
12–60mo
Best for: This loan is best for individuals looking for a straightforward personal loan with manageable repayment options.