DTB Car Finance

Diamond Trust Bank Kenya offers car financing for both passenger and commercial vehicles with flexible terms and competitive interest rates.

Last checked on July 21, 2026. We may earn a commission when you click through.

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✓ Flexible loan amounts from KES 500,000 to KES 15,000,000 ✓ Repayment terms ranging from 12 to 72 months ✓ Relatively quick approval process
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DTB Car Finance

Updated 2 months ago

APR Range

13.0–17.0%

Amount

KSh500k

Term

12–72 months

Type

car_finance

Check eligibility →

You'll be redirected to dtbk.dtbafrica.com

Our Verdict

With an APR ranging from 13% to 17%, DTB Car Finance provides a decent option for car buyers in Kenya.

Best For

This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

Watch Out

Potential borrowers should be aware that approval times can take up to 5 business days and eligibility is limited to those with regular income.

Pros

  • Flexible loan amounts from KES 500,000 to KES 15,000,000
  • Repayment terms ranging from 12 to 72 months
  • Relatively quick approval process
  • Covers both passenger and commercial vehicles

Cons

  • APR could be higher than some competitors
  • Approval limited to Kenyan residents with regular income
  • Potential for delays in approval times
  • Hidden fees may not be clearly outlined

Full Review

Diamond Trust Bank Kenya's car financing is structured to support a wide range of vehicles, from personal cars to commercial fleets. With loan amounts from KES 500,000 to KES 15,000,000, it caters well to diverse needs.

The APR of 13% to 17% is competitive but could be on the higher side compared to some alternatives in the market. For instance, other banks may offer lower rates for similar amounts, so it’s wise to shop around.

The repayment terms are flexible, ranging from 12 to 72 months, allowing borrowers to choose a plan that fits their financial situation. However, potential applicants should have a regular income and be at least 18 years old, which could limit access for younger or self-employed individuals.

Customer experiences vary, with some users praising the straightforward application process, while others mention delays in approval. According to the bank’s official page (https://dtbk.dtbafrica.com/account/passenger-car-financing), they aim for a 3-5 day turnaround, but this can fluctuate.

Lastly, while the service is robust, hidden fees or additional costs aren’t detailed in the provided information, so careful reading of loan agreements is recommended before proceeding.

Who Is This For?

This product is suitable for Kenyan residents aged 18 and above, especially those with stable incomes looking to finance a vehicle.

What Borrowers Say

Feedback reveals a mix of satisfaction with the financing process but concerns over approval times and clarity on fees.

Summary

Overall, DTB Car Finance is a viable choice for vehicle financing in Kenya, though borrowers should conduct thorough comparisons to find the best rates.

About This Loan

Diamond Trust Bank Kenya offers car financing for both passenger and commercial vehicles with flexible terms and competitive interest rates.

Requirements

  • Kenyan resident
  • Aged 18+
  • Regular income

Check if you qualify

Check eligibility →

You'll be redirected to dtbk.dtbafrica.com

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