Achieve Personal Loan
Personal loans from $5,000 to $50,000 with APR starting at 8.99% for qualified borrowers.
Last checked on September 4, 2026. We may earn a commission when you click through.
Achieve Personal Loan
Updated 1 month agoAPR Range
8.99–35.99%
Amount
$5k–$50k
Term
24–60 months
Type
personal
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Our Verdict
Achieve offers larger amounts with competitive starting rates. Requires SSN and 620+ score, so better suited for immigrants who have been in the US for at least a year.
Best For
Immigrants with SSN and established credit (620+) looking for larger loan amounts
Pros
- Competitive APR from 8.99%
- Up to $50,000
- No prepayment penalties
- Free credit monitoring
Cons
- SSN required
- 620+ credit score minimum
- Origination fee 1.99-6.99%
About This Loan
Requirements
- SSN required
- US address
- Minimum 620 credit score
- Proof of income
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7.74–35.99%
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