KCB Car Loan
Vehicle financing from KCB Bank for new and used cars. Finance up to 90% of the vehicle value with repayment periods up to 60 months.
Last checked on June 10, 2026. We may earn a commission when you click through.
KCB Car Loan
Updated 4 months agoAPR Range
14.0–19.0%
Amount
KSh500k
Term
12–60 months
Type
car_finance
You'll be redirected to ke.kcbgroup.com
Our Verdict
KCB Car Loan offers substantial financing options for vehicle buyers, making it a viable choice for many Kenyans.
Best For
This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.
Watch Out
Be mindful of the relatively high APR, which ranges from 14% to 17%, as it can significantly affect the total cost of your loan.
Full Review
KCB Car Loan provides an attractive option for those seeking vehicle financing in Kenya. With the ability to finance up to 90% of a car's value, it caters to both new and used vehicle buyers. The repayment period of up to 60 months adds flexibility, allowing borrowers to manage their finances better over time.
One of the standout features is the competitive APR, which, while starting at 14%, can go up to 17%. This range is relatively typical for car loans in Kenya, but prospective borrowers should be cautious as higher rates can lead to a substantial total repayment amount. Compared to alternatives like Equity Bank and Cooperative Bank, KCB offers a similar financing structure, but the specific terms and conditions may vary, so it's wise to compare.
Overall, while KCB Car Loan is a solid choice, potential borrowers must carefully evaluate their financial situation and consider the total cost of borrowing before committing.
Requirements
- Kenyan citizen or resident
- Age 18+
- Salaried or self-employed
- Up to 80% financing
Similar options
I&M Bank Car Loan
AutoAPR
14.0–18.0%
Amount
KSh500k
Term
12–48mo
Best for: Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.
KCB Bank Personal Loan
PersonalAPR
15.0–18.0%
Amount
KSh10k–KSh5M
Term
12–72mo
Best for: This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.
Branch Personal Loan
PersonalAPR
24.0–108.0%
Amount
KSh250–KSh70k
Term
3–12mo
Best for: This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.
APR
18.0–22.0%
Amount
KSh5k–KSh2M
Term
6–48mo
Best for: This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.
Family Bank Personal Loan
PersonalAPR
15.0–18.0%
Amount
KSh10k–KSh3M
Term
12–60mo
Best for: This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.
Co-operative Bank Personal Loan
PersonalAPR
15.0–18.0%
Amount
KSh10k–KSh5M
Term
12–72mo
Best for: This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.