Halifax Mortgage

Halifax provides mortgages from £25,000 to £2 million with fixed and tracker rates, terms up to 40 years, and LTV up to 95%. Their personalised mortgage dashboard lets you track your purchase from start to finish.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Largest mortgage advice team in the UK ✓ Mortgage decision in around 10 minutes ✓ Personalised dashboard to track your application
Mortgage Halifax (Lloyds Banking Group) Reviewed

Halifax Mortgage

Updated 1 month ago

APR Range

4.39–6.49%

Amount

£25k–£2M

Term

60–480 months

Type

mortgage

Check eligibility →

You'll be redirected to halifax.co.uk

Our Verdict

Halifax has the UK's largest team of mortgage and protection advisers, making it an excellent choice for borrowers who want expert guidance. The personalised dashboard and quick AIP process make the journey smoother than most.

Best For

First-time buyers and home movers who want hands-on mortgage advice and a clear view of their application progress.

Pros

  • Largest mortgage advice team in the UK
  • Mortgage decision in around 10 minutes
  • Personalised dashboard to track your application
  • Expert appointments by video or phone 8am-8pm weekdays
  • Competitive rates for first-time buyers

Cons

  • Brand transitioning to Lloyds which may cause confusion
  • Product fees on some competitive rate deals
  • Limited buy-to-let options compared to specialists
  • Branch network reducing as brand merges with Lloyds

About This Loan

Halifax provides mortgages from £25,000 to £2 million with fixed and tracker rates, terms up to 40 years, and LTV up to 95%. Their personalised mortgage dashboard lets you track your purchase from start to finish.

Requirements

  • 18+
  • UK resident
  • Proof of income
  • Minimum deposit 5%
  • Agreement in Principle
  • Credit check

Check if you qualify

Check eligibility →

You'll be redirected to halifax.co.uk

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