Capify Business Loan
Capify offers business loans ranging from £10,000 to £3,000,000 with both unsecured and secured options, providing same-day approval for UK-based businesses.
Last checked on September 4, 2026. We may earn a commission when you click through.
Capify Business Loan
Updated 1 month agoAPR Range
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Amount
£10k–£3M
Term
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Type
business
You'll be redirected to capify.co.uk
Our Verdict
Capify's same-day approval is for businesses in urgent need of funds. However, the minimum monthly revenue requirement and potential high fees may deter smaller operations.
Best For
Established UK businesses with a stable revenue stream looking for substantial funding quickly.
Watch Out
Requires proof of minimum monthly revenue, which can exclude newer or less profitable businesses from qualifying.
Pros
- Same-day approval process
- Wide loan range from £10,000 to £3,000,000
- Options for both secured and unsecured loans
Cons
- Requires proof of minimum monthly revenue
- Potentially high fees for longer repayment terms
- Limited to UK-based businesses only
Full Review
Capify's business loans range from £10,000 to £3,000,000, catering primarily to established businesses with at least six months of trading history. This feature makes it suitable for those requiring immediate capital infusion. The approval process is impressively quick, often completed on the same day, which is essential for businesses needing urgent funds.
While the speed of approval is a strong point, the loan comes with requirements that could restrict access for some. The necessity for a minimum monthly revenue may exclude startups and smaller businesses. borrowers should be aware of potential fees associated with both secured and unsecured options, which may not be immediately clear until after application.
Customer service experiences vary, and some users have reported challenges in communication during the application process. It’s advisable to prepare all documentation thoroughly to avoid delays. According to Capify's official website, they provide both unsecured and secured loans, giving options depending on the borrower’s needs, though the terms can be less flexible compared to some competitors.
Who Is This For?
Established UK businesses with a solid trading history and a need for substantial financing.
What Borrowers Say
Users appreciate the quick approval times but often mention high fees and strict revenue requirements as downsides.
Summary
Capify provides business loans from £10,000 to £3,000,000 with both unsecured and secured options, featuring same-day approval for eligible UK-based businesses.
About This Loan
Requirements
- UK-based business
- 6+ months trading history
- Minimum monthly revenue required
- Unsecured and secured options available
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