Vietcombank Personal Loan
Vietcombank offers personal loans with competitive rates ranging from 7.5% to 12% APR for amounts between 10 triệu VND and 500 triệu VND.
Last checked on August 29, 2026. We may earn a commission when you click through.
Vietcombank Personal Loan
Updated 1 month agoAPR Range
7.5–12.0%
Amount
—
Term
6–60 months
Type
personal
You'll be redirected to portal.vietcombank.com.vn
Our Verdict
Vietcombank provides a solid option for personal loans with competitive rates and flexible terms.
Best For
This loan is best for borrowers looking for substantial amounts with a reliable state-owned bank.
Watch Out
Be aware of the longer approval process compared to smaller lenders.
Pros
- Flexible loan terms from 6 to 60 months
- Reliable state-owned bank
- Large loan amounts available
Cons
- Slower approval process
- Potential hidden fees
- Customer service response time could improve
Full Review
For those seeking personal loans in Vietnam, Vietcombank stands as a prominent choice. With APRs from 7.5% to 12%, borrowers can access amounts between 10 triệu and 500 triệu VND over terms from 6 to 60 months. This flexibility caters to various financial needs.
Unlike many private lenders, Vietcombank's state-owned status may offer peace of mind regarding stability and service. However, their approval process can be slower, which might not suit those needing immediate funds. Additionally, hidden fees or costs associated with early repayment should be verified on their official website.
Customer feedback indicates a satisfactory experience with their services, but some may find the customer service response times slower than expected. Overall, Vietcombank's reputation adds credibility to their loan offerings, making them a reliable choice for those familiar with traditional banking.
Who Is This For?
Ideal for individuals looking for substantial personal loans with a trustworthy bank.
What Borrowers Say
Many borrowers appreciate Vietcombank's reliability, though some report slower service.
Summary
Vietcombank's personal loans are a dependable choice for those needing significant funds, but consider alternatives if speed is crucial.
About This Loan
Requirements
- Vietnamese citizen
- Age 18-60
- Stable salary from VND 5M/month
- Employment proof
- Valid CCCD/CMND
Similar options
ACB Car Loan
AutoAPR
5.2–10.5%
Amount
—
Term
12–84mo
Best for: Ideal for Vietnamese citizens aged 18-65 with a stable income looking to finance a new vehicle.
APR
6.5–11.0%
Amount
—
Term
12–96mo
Best for: This loan is best for those looking to finance both personal and business vehicles with flexible repayment terms up to 84 months.
FE Credit Flexible Cash Loan
PersonalAPR
20.0–48.0%
Amount
₫3M
Term
6–60mo
Best for: This loan is best for Vietnamese citizens needing immediate cash for personal expenses, with flexible repayment terms.
Agribank Personal Loan
PersonalAPR
7.0–11.5%
Amount
₫5M
Term
6–60mo
Best for: This loan is best for individuals who need a significant amount of cash for personal expenses and prefer a well-established bank.
TPBank Car Loan
AutoAPR
7.3–12.0%
Amount
—
Term
12–84mo
Best for: This loan is best for Vietnamese citizens aged 18-60 with a steady income who need financing for vehicle purchases.
MB Bank Car Loan
AutoAPR
7.0–12.0%
Amount
—
Term
12–84mo
Best for: This loan is best for Vietnamese residents aged 18 and older with a regular income seeking a reliable car financing solution.