OneMain Financial Personal Loan
Personal loans from $1,500 to $30,000 with ITIN acceptance via in-branch application. Offers both secured and unsecured options.
Last checked on September 4, 2026. We may earn a commission when you click through.
OneMain Financial Personal Loan
Updated 1 month agoAPR Range
11.99–35.99%
Amount
$1.5k–$30k
Term
24–60 months
Type
personal
You'll be redirected to onemainfinancial.com
Our Verdict
Larger loan amounts than most ITIN-friendly lenders, with APR starting at 11.99%. In-branch application may be required for ITIN holders, but the 1,300+ branch network makes it accessible.
Best For
Immigrants needing larger loan amounts ($5,000+) who can visit a branch in person
Pros
- Accepts ITIN via in-branch application
- Loan amounts up to $30,000
- APR starts at 11.99% for qualified borrowers
- 1,300+ branches nationwide
- Secured loan option for better rates
Cons
- In-branch visit typically required for ITIN applicants
- Origination fee may apply
- Higher APR end at 35.99%
About This Loan
Requirements
- ITIN or SSN
- US address
- Proof of income
- In-branch visit may be required
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