OneMain Financial Personal Loan

Personal loans from $1,500 to $30,000 with ITIN acceptance via in-branch application. Offers both secured and unsecured options.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Accepts ITIN via in-branch application ✓ Loan amounts up to $30,000 ✓ APR starts at 11.99% for qualified borrowers
OneMain Financial Reviewed

OneMain Financial Personal Loan

Updated 1 month ago

APR Range

11.99–35.99%

Amount

$1.5k–$30k

Term

24–60 months

Type

personal

Check eligibility →

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Our Verdict

Larger loan amounts than most ITIN-friendly lenders, with APR starting at 11.99%. In-branch application may be required for ITIN holders, but the 1,300+ branch network makes it accessible.

Best For

Immigrants needing larger loan amounts ($5,000+) who can visit a branch in person

Pros

  • Accepts ITIN via in-branch application
  • Loan amounts up to $30,000
  • APR starts at 11.99% for qualified borrowers
  • 1,300+ branches nationwide
  • Secured loan option for better rates

Cons

  • In-branch visit typically required for ITIN applicants
  • Origination fee may apply
  • Higher APR end at 35.99%

About This Loan

Personal loans from $1,500 to $30,000 with ITIN acceptance via in-branch application. Offers both secured and unsecured options.

Requirements

  • ITIN or SSN
  • US address
  • Proof of income
  • In-branch visit may be required

Check if you qualify

Check eligibility →

You'll be redirected to onemainfinancial.com

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