BIDV Personal Loan
BIDV offers personal loans ranging from 10 triệu VND to 500 triệu VND with flexible terms between 6 to 60 months and competitive interest rates from 7% to 12.5% annually.
Last checked on August 29, 2026. We may earn a commission when you click through.
BIDV Personal Loan
Updated 1 month agoAPR Range
7.0–12.5%
Amount
—
Term
6–60 months
Type
personal
You'll be redirected to bidv.com.vn
Our Verdict
BIDV Personal Loan provides a reliable option for those seeking substantial amount loans with reasonable repayment terms.
Best For
This loan is ideal for individuals needing significant funding quickly, offering a range of amounts and terms to fit various needs.
Watch Out
Potential borrowers should be mindful of the variable interest rates which could increase overall repayment amounts.
Pros
- Large loan amounts available
- Flexible repayment terms
- Established bank with reliable service
- Competitive interest rates
Cons
- Approval process may be slow
- Variable interest rates can increase costs
- Customer service experiences vary by location
Full Review
BIDV's personal loan offerings stand out with amounts ranging from 10 triệu VND to 500 triệu VND, making it suitable for larger purchases or unexpected expenses. With an APR between 7% and 12.5%, this provides competitive options for borrowers, especially when compared to smaller local lenders who may charge higher rates.
The loan terms are quite flexible, varying from 6 to 60 months, allowing borrowers to select a repayment plan that best fits their financial situation. However, applicants should be aware that the approval process may take longer compared to some digital-first lenders that promise quick disbursements.
Customer service experiences can vary, and it's advisable to research local branch reviews to gauge support quality. While BIDV is a reputable institution, some users report slower response times than expected, particularly in rural areas. For additional details on the terms, visit their official page here.
Who Is This For?
This loan is suitable for customers needing significant funds for expenses like home renovations or medical bills.
What Borrowers Say
Borrowers have mixed feedback, praising the loan amounts but noting slow approval times and variable customer service.
Summary
BIDV Personal Loan is a viable option for substantial financial needs, but potential borrowers should weigh the approval speed and customer service experiences.
About This Loan
Requirements
- Vietnamese citizen
- Age 18-65
- Stable income from VND 5M/month
- Employment proof or business registration
Similar options
MB Bank Car Loan
AutoAPR
7.0–12.0%
Amount
—
Term
12–84mo
Best for: This loan is best for Vietnamese residents aged 18 and older with a regular income seeking a reliable car financing solution.
HDBank Car Loan
AutoAPR
6.9–11.0%
Amount
—
Term
12–84mo
Best for: This loan is ideal for Vietnamese citizens aged 18-65 with a regular income who need financing for a new or used car.
TPBank Car Loan
AutoAPR
7.3–12.0%
Amount
—
Term
12–84mo
Best for: This loan is best for Vietnamese citizens aged 18-60 with a steady income who need financing for vehicle purchases.
APR
6.8–11.0%
Amount
—
Term
12–96mo
Best for: This loan is best for individuals looking for flexible financing options with extended repayment terms up to 96 months.
APR
6.5–11.0%
Amount
—
Term
12–96mo
Best for: This loan is best for those looking to finance both personal and business vehicles with flexible repayment terms up to 84 months.
HSBC Vietnam Personal Loan
PersonalAPR
6.0–15.0%
Amount
—
Term
12–60mo
Best for: It's best for Vietnamese citizens or foreigners with work permits needing substantial funds for personal expenses.