Vay Tiêu Dùng BIDV
BIDV cung cấp khoản vay tiêu dùng từ 10 triệu đến 500 triệu VND với lãi suất từ 7% đến 12.5% cho thời gian vay từ 6 đến 60 tháng.
Last checked on August 29, 2026. We may earn a commission when you click through.
Vay Tiêu Dùng BIDV
Updated 1 month agoAPR Range
7.0–12.5%
Amount
—
Term
6–60 months
Type
personal
You'll be redirected to bidv.com.vn
Our Verdict
BIDV Personal Loan provides a reliable option for those seeking substantial amount loans with reasonable repayment terms.
Best For
This loan is ideal for individuals needing significant funding quickly, offering a range of amounts and terms to fit various needs.
Watch Out
Potential borrowers should be mindful of the variable interest rates which could increase overall repayment amounts.
Pros
- Large loan amounts available
- Flexible repayment terms
- Established bank with reliable service
- Competitive interest rates
Cons
- Approval process may be slow
- Variable interest rates can increase costs
- Customer service experiences vary by location
Full Review
BIDV's personal loan offerings stand out with amounts ranging from 10 triệu VND to 500 triệu VND, making it suitable for larger purchases or unexpected expenses. With an APR between 7% and 12.5%, this provides competitive options for borrowers, especially when compared to smaller local lenders who may charge higher rates.
The loan terms are quite flexible, varying from 6 to 60 months, allowing borrowers to select a repayment plan that best fits their financial situation. However, applicants should be aware that the approval process may take longer compared to some digital-first lenders that promise quick disbursements.
Customer service experiences can vary, and it's advisable to research local branch reviews to gauge support quality. While BIDV is a reputable institution, some users report slower response times than expected, particularly in rural areas. For additional details on the terms, visit their official page here.
Who Is This For?
This loan is suitable for customers needing significant funds for expenses like home renovations or medical bills.
What Borrowers Say
Borrowers have mixed feedback, praising the loan amounts but noting slow approval times and variable customer service.
Summary
BIDV Personal Loan is a viable option for substantial financial needs, but potential borrowers should weigh the approval speed and customer service experiences.
About This Loan
Requirements
- Vietnamese citizen
- Age 18-65
- Stable income from VND 5M/month
- Employment proof or business registration
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