Wells Fargo Debt Consolidation Loan
Personal loans from $3,000 to $100,000 with relationship discounts for existing Wells Fargo customers.
Last checked on September 4, 2026. We may earn a commission when you click through.
Wells Fargo Debt Consolidation Loan
Updated 1 month agoAPR Range
5.74–19.99%
Amount
$3k–$100k
Term
12–84 months
Type
debt_consolidation
You'll be redirected to wellsfargo.com
Our Verdict
Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.
Best For
Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)
Pros
- Up to $100,000 — highest in market
- APR from 5.74%
- Relationship discount for WF customers
- Same-day approval for existing customers
- Terms up to 84 months
Cons
- Best rates require existing WF relationship
- No prequalification without hard pull
- No co-signer option
About This Loan
Requirements
- SSN required
- US address
- Good credit history
- Wells Fargo checking account recommended
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Term
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Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .