Tide Business Loans
Tide Business Loans offer funding between £2,000 and £150,000 for UK registered businesses with a minimum APR of 9.9%.
Last checked on September 4, 2026. We may earn a commission when you click through.
Tide Business Loans
Updated 1 month agoAPR Range
9.9%
Amount
£2k–£150k
Term
1–36 months
Type
Business Loan
You'll be redirected to tide.co
Our Verdict
Tide Business Loans provide quick approval times, making them for urgent funding needs. However, the minimum APR of 9.9% can be steep for long-term borrowing.
Best For
Best for small businesses seeking fast access to capital.
Watch Out
Watch out for the relatively high interest rates, which may add up quickly for longer terms.
Pros
- Fast approval within minutes
- Wide range of loan amounts
- User-friendly online platform
Cons
- High minimum APR of 9.9%
- Requires established trading history
- Limited support for startups
Full Review
If you require quick access to funds, Tide Business Loans promise approval in minutes, which is advantageous for businesses in urgent need. The loan amounts range from £2,000 to £150,000, catering to various business needs. Yet, the minimum APR of 9.9% can become costly over time, especially for loans with longer terms up to 36 months.
The application process is for those with an active Tide business account and at least six months of trading history. However, businesses without this established history may find it challenging to secure a loan. Customer service is generally responsive, but be prepared for some standard verifications that could delay the process slightly depending on circumstances.
Tide’s platform is user-friendly, making it easy to track your loan application and manage repayments. Despite its advantages, businesses that require lower interest rates or more flexible terms might be better served by alternatives such as Funding Circle or iwoca, which offer wider options tailored to different business stages. Overall, Tide Business Loans are for established businesses needing quick funding but may not suit startups or those sensitive to high interest rates.
Who Is This For?
Ideal for small to medium-sized businesses with an established trading history looking for quick funding.
What Borrowers Say
Borrowers appreciate the quick approval process but express concerns about the high interest rates.
Summary
Tide Business Loans offer quick funding for established businesses, but potential borrowers should consider the steep interest rates.
About This Loan
Requirements
- UK registered business
- Active Tide business account
- 6+ months trading history
Similar options
Close Brothers Asset Finance
BusinessAPR
—
Amount
£5k–£5M
Term
12–84mo
Best for: UK-based businesses requiring substantial financing for equipment or vehicles and can provide collateral.
Lloyds Bank Business Loan
BusinessAPR
5.0–15.0%
Amount
£1k–£100k
Term
12–84mo
Best for: Small to medium-sized enterprises with a good credit history looking for substantial loans to expand operations.
Start Up Loans Business Funding
BusinessAPR
7.5%
Amount
£500–£25k
Term
12–60mo
Best for: Entrepreneurs seeking initial capital for their start-up with a solid business plan.
Yorkshire Bank Business Loan
BusinessAPR
6.0–15.0%
Amount
£1k–£250k
Term
12–60mo
Best for: UK-based businesses with previous relationships with Clydesdale or Yorkshire Bank, needing flexible loan amounts.
Barclays Business Loan
BusinessAPR
5.0–15.0%
Amount
£1k–£100k
Term
12–120mo
Best for: Established UK businesses with a solid credit history seeking flexible funding options.
APR
—
Amount
£10k–£5M
Term
—
Best for: UK-based B2B businesses with a minimum annual turnover needing cash against outstanding invoices.