Starling Bank Personal Loan
Starling offers personal loans exclusively through its app. No fees, no paperwork. Rates range from 11% to 15% APR depending on your credit score. Only available to existing Starling current account holders. Borrow £500 to £5,000. Note: loan product page removed from website — loans may only be available in-app.
Last checked on October 15, 2026. We may earn a commission when you click through.
Starling Bank Personal Loan
Updated 17 hours agoAPR Range
8.9–24.9%
Amount
£500–£5k
Term
3–36 months
Type
personal
You'll be redirected to help.starlingbank.com
Our Verdict
Convenient for small, quick borrowing through the app — but limited to £5k max, which rules it out for bigger needs.
Best For
Starling customers who need a small, short-term loan with no paperwork.
Watch Out
£5,000 cap is low. For larger loans, you'll need to look elsewhere.
Requirements
- Starling current account
- 18+
- UK resident
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