TD Bank Personal Loan

TD personal loan with terms up to 7 years and amounts up to $50,000

Last checked on June 8, 2026. We may earn a commission when you click through.

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Personal TD Bank Reviewed

TD Bank Personal Loan

Updated 4 months ago

APR Range

8.99–23.99%

Amount

CA$5k–CA$50k

Term

12–84 months

Type

Personal

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Our Verdict

TD Bank offers a flexible personal loan with reasonable terms, ideal for those with good credit.

Best For

This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

Watch Out

Interest rates may be higher compared to some alternatives, so borrowers should compare options carefully.

Full Review

TD Bank's personal loan provides borrowers with amounts up to $50,000 and terms extending up to 7 years, making it a solid choice for those looking to finance significant purchases or manage expenses. The application process is straightforward, and the bank's strong reputation in Canada lends credibility to the offering. However, the loan is primarily targeted at individuals with high credit scores, which may exclude those with less-than-perfect credit histories.

Prospective borrowers should also consider the interest rates, which can be competitive but may not be the lowest available. Alternatives such as credit unions or online lenders might offer more attractive rates or terms for those with varying credit backgrounds. Overall, TD Bank's personal loan can be a beneficial option for qualified borrowers who appreciate the bank's extensive resources and support.

Requirements

  • Canadian resident
  • Good credit history
  • Regular income
  • 18+ years old

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