Halifax Debt Consolidation Loan

Halifax offers personal loans for debt consolidation from £1,000 to £50,000 with fixed rates and flexible terms up to 5 years.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Representative APR from 3.9% ✓ Borrow up to £50,000 ✓ Part of Lloyds Banking Group — strong financial backing
Consolidation Halifax Reviewed

Halifax Debt Consolidation Loan

Updated 1 month ago

APR Range

3.9–29.9%

Amount

£1k–£50k

Term

—

Type

debt_consolidation

Check eligibility →

You'll be redirected to halifax.co.uk

Our Verdict

A strong high-street option from the Lloyds Banking Group stable with competitive rates and high borrowing limits. Part of one of the UK largest banking groups.

Best For

Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.

Pros

  • Representative APR from 3.9%
  • Borrow up to £50,000
  • Part of Lloyds Banking Group — strong financial backing
  • No early repayment charges

Cons

  • Best rates only for larger amounts with strong credit
  • Maximum term of 5 years
  • Less competitive for smaller loans under £7,500

About This Loan

Halifax offers personal loans for debt consolidation from £1,000 to £50,000 with fixed rates and flexible terms up to 5 years.

Check if you qualify

Check eligibility →

You'll be redirected to halifax.co.uk

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