Halifax Debt Consolidation Loan
Halifax offers personal loans for debt consolidation from £1,000 to £50,000 with fixed rates and flexible terms up to 5 years.
Last checked on September 4, 2026. We may earn a commission when you click through.
Halifax Debt Consolidation Loan
Updated 1 month agoAPR Range
3.9–29.9%
Amount
£1k–£50k
Term
—
Type
debt_consolidation
You'll be redirected to halifax.co.uk
Our Verdict
A strong high-street option from the Lloyds Banking Group stable with competitive rates and high borrowing limits. Part of one of the UK largest banking groups.
Best For
Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.
Pros
- Representative APR from 3.9%
- Borrow up to £50,000
- Part of Lloyds Banking Group — strong financial backing
- No early repayment charges
Cons
- Best rates only for larger amounts with strong credit
- Maximum term of 5 years
- Less competitive for smaller loans under £7,500
About This Loan
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