SB Finance Personal Loan
Security Bank subsidiary offering personal loans up to ₱3 million with online application.
Last checked on June 28, 2026. We may earn a commission when you click through.
SB Finance Personal Loan
Updated 3 months agoAPR Range
39.43%
Amount
₱30k–₱3M
Term
12–36 months
Type
personal
You'll be redirected to sbfinance.com.ph
Our Verdict
SB Finance Personal Loan offers a convenient way to access funds online, but potential borrowers should be mindful of the eligibility criteria.
Best For
This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.
Watch Out
Be aware that the loan is primarily targeted at those with building credit; higher credit tiers may find better options elsewhere.
Full Review
SB Finance, a subsidiary of Security Bank, provides personal loans up to ₱3 million with a straightforward online application process. This feature can be very appealing for those needing quick access to funds for various purposes such as education, business expenses, travel, or debt consolidation. One of the standout benefits of this loan is the inclusion of Group Credit Life Insurance (GCLI), which offers additional peace of mind by protecting you and your beneficiaries in case of unforeseen circumstances.
However, it's important to note that this loan is specifically designed for credit card holders and those in the building credit tier. This may limit options for those with stronger credit histories who might find better rates or terms with other financial institutions. Furthermore, the interest rates and terms can vary significantly based on your credit profile, so potential borrowers should carefully assess their financial situation and compare with alternative lenders.
Overall, while SB Finance Personal Loan is a solid option for certain borrowers, it is advisable to review all available alternatives to ensure you secure the best possible deal.
Requirements
- Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
- Filipino citizen 21-60 years old
- Employed or self-employed
- Valid government-issued ID
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