ACB Car Loan
ACB offers car loans with rates starting at 5.2% p.a. for new vehicles, along with flexible terms from 12 to 84 months.
Last checked on September 7, 2026. We may earn a commission when you click through.
ACB Car Loan
Updated 1 month agoAPR Range
5.2–10.5%
Amount
—
Term
12–84 months
Type
car_finance
You'll be redirected to acb.com.vn
Our Verdict
ACB's car loan is a strong contender for those seeking competitive rates and quick approval.
Best For
Ideal for Vietnamese citizens aged 18-65 with a stable income looking to finance a new vehicle.
Watch Out
Potential borrowers should be aware of the eligibility requirements and ensure they meet the income criteria.
Pros
- Low starting interest rate of 5.2% p.a.
- Flexible loan amounts and terms
- Quick approval process
- Available for new vehicles
- Supports Vietnamese citizens
Cons
- Maximum APR can reach 10.5%
- Eligibility limited to Vietnamese citizens aged 18-65
- Steady income required for approval
- Potential hidden fees
- Not suitable for non-citizens or younger applicants
Full Review
This car loan from ACB features an attractive starting rate of 5.2% p.a., making it one of the lowest options in Vietnam for new vehicles. With loan amounts ranging from 50 million VND to 2 billion VND and terms between 12 to 84 months, it offers significant flexibility for borrowers.
The approval process is notably quick, which can be a major advantage for those needing immediate financing. However, the maximum APR can reach 10.5%, which may apply to applicants with less favorable credit profiles. It's essential to compare these rates with other lenders to ensure you're getting the best deal.
Unlike some competitors, ACB requires applicants to be Vietnamese citizens aged 18-65 with a steady income, which could limit access for some potential borrowers. Additionally, while ACB's customer service is generally reliable, applicants may want to verify their experience for any hidden fees during the loan process. Visit ACB's official site for more details.
Who Is This For?
This loan is best suited for Vietnamese citizens with stable incomes looking to finance a new car affordably.
What Borrowers Say
Borrowers generally appreciate the low rates and quick approvals but note the importance of meeting eligibility criteria.
Summary
ACB's car loan offers competitive rates and flexible terms, making it a favorable option for eligible Vietnamese citizens looking to purchase new vehicles.
About This Loan
Requirements
- Vietnamese citizen
- Age 18-65
- Regular income
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