Vay mua ô tô ACB
ACB cung cấp vay mua ô tô với lãi suất thấp nhất tại Việt Nam từ 5.2% mỗi năm cho xe mới.
Last checked on September 7, 2026. We may earn a commission when you click through.
Vay mua ô tô ACB
Updated 1 month agoAPR Range
5.2–10.5%
Amount
—
Term
12–84 months
Type
car_finance
You'll be redirected to acb.com.vn
Our Verdict
ACB's car loan is a strong contender for those seeking competitive rates and quick approval.
Best For
Ideal for Vietnamese citizens aged 18-65 with a stable income looking to finance a new vehicle.
Watch Out
Potential borrowers should be aware of the eligibility requirements and ensure they meet the income criteria.
Pros
- Low starting interest rate of 5.2% p.a.
- Flexible loan amounts and terms
- Quick approval process
- Available for new vehicles
- Supports Vietnamese citizens
Cons
- Maximum APR can reach 10.5%
- Eligibility limited to Vietnamese citizens aged 18-65
- Steady income required for approval
- Potential hidden fees
- Not suitable for non-citizens or younger applicants
Full Review
This car loan from ACB features an attractive starting rate of 5.2% p.a., making it one of the lowest options in Vietnam for new vehicles. With loan amounts ranging from 50 million VND to 2 billion VND and terms between 12 to 84 months, it offers significant flexibility for borrowers.
The approval process is notably quick, which can be a major advantage for those needing immediate financing. However, the maximum APR can reach 10.5%, which may apply to applicants with less favorable credit profiles. It's essential to compare these rates with other lenders to ensure you're getting the best deal.
Unlike some competitors, ACB requires applicants to be Vietnamese citizens aged 18-65 with a steady income, which could limit access for some potential borrowers. Additionally, while ACB's customer service is generally reliable, applicants may want to verify their experience for any hidden fees during the loan process. Visit ACB's official site for more details.
Who Is This For?
This loan is best suited for Vietnamese citizens with stable incomes looking to finance a new car affordably.
What Borrowers Say
Borrowers generally appreciate the low rates and quick approvals but note the importance of meeting eligibility criteria.
Summary
ACB's car loan offers competitive rates and flexible terms, making it a favorable option for eligible Vietnamese citizens looking to purchase new vehicles.
About This Loan
Requirements
- Vietnamese citizen
- Age 18-65
- Regular income
Similar options
Vay Mua Ô Tô HDBank
AutoAPR
6.9–11.0%
Amount
—
Term
12–84mo
Best for: This loan is ideal for Vietnamese citizens aged 18-65 with a regular income who need financing for a new or used car.
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Best for: This loan is best suited for individuals seeking a comprehensive car financing solution, especially if they have the necessary collateral. It caters well to those who prioritize quick approval processes.
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6.8–11.0%
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Best for: This loan is best for individuals looking for flexible financing options with extended repayment terms up to 96 months.
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7.0–12.0%
Amount
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Term
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Best for: This loan is best for Vietnamese residents aged 18 and older with a regular income seeking a reliable car financing solution.
Vay Mua Ô Tô BIDV
AutoAPR
6.5–11.0%
Amount
—
Term
12–96mo
Best for: This loan is best for those looking to finance both personal and business vehicles with flexible repayment terms up to 84 months.
Vay Tiêu Dùng VPBank
PersonalAPR
14.4–24.0%
Amount
—
Term
6–60mo
Best for: This loan is best for Vietnamese residents with stable incomes looking for unsecured financing up to VND 500 million over a maximum of 60 months.