Agribank Personal Loan
Agribank offers personal loans with competitive APRs ranging from 7.0% to 11.5%, allowing you to borrow between 5 triệu và 500 triệu VND.
Last checked on August 29, 2026. We may earn a commission when you click through.
Agribank Personal Loan
Updated 1 month agoAPR Range
7.0–11.5%
Amount
₫5M
Term
6–60 months
Type
personal
You'll be redirected to agribank.com.vn
Our Verdict
Agribank’s personal loans provide flexible borrowing options at reasonable rates, making them a solid choice for many borrowers.
Best For
This loan is best for individuals who need a significant amount of cash for personal expenses and prefer a well-established bank.
Watch Out
Be mindful of the loan terms, as borrowing less than 5 triệu VND may not be feasible.
Pros
- Wide borrowing range from 5 triệu to 500 triệu VND
- Flexible repayment terms from 6 to 60 months
- Established bank with extensive branch network
Cons
- Approval times can be longer than digital lenders
- Variable customer service experiences
- Not ideal for very small loans under 5 triệu VND
Full Review
With an APR ranging from 7.0% to 11.5%, Agribank's personal loans are competitive within the Vietnamese market. Borrowers can access amounts from 5 triệu đến 500 triệu VND, which suits various financial needs.
The loan terms range from 6 to 60 months, offering flexibility in repayment. Agribank's extensive branch network across Vietnam enhances convenience for customers, making it easier to manage your loan.
However, approval speed can vary, and some users have reported longer wait times compared to digital-only lenders. It's essential to consider this if you need cash quickly. Additionally, customer service can be hit or miss, so prepare for potential delays in communication.
For those looking for alternatives, lenders like Techcombank and Vietcombank may offer similar products with different terms or rates. Always compare options to find the best fit for your financial situation. According to Agribank’s page, they prioritize customer support and transparency, which can be beneficial for new borrowers.
Who Is This For?
This loan is suitable for individuals seeking substantial funding for personal projects or emergencies.
What Borrowers Say
Borrowers appreciate the loan amounts and flexible terms but express concerns about approval speed.
Summary
Agribank's personal loan is a viable option for those in need of significant funds, provided they are willing to navigate potential delays.
About This Loan
Requirements
- Vietnamese citizen
- Age 18-60
- Stable income from VND 4M/month
- Valid CCCD/CMND
- Employment contract or business license
Similar options
APR
6.5–11.0%
Amount
—
Term
12–96mo
Best for: This loan is best for those looking to finance both personal and business vehicles with flexible repayment terms up to 84 months.
TPBank Car Loan
AutoAPR
7.3–12.0%
Amount
—
Term
12–84mo
Best for: This loan is best for Vietnamese citizens aged 18-60 with a steady income who need financing for vehicle purchases.
FE Credit Flexible Cash Loan
PersonalAPR
20.0–48.0%
Amount
₫3M
Term
6–60mo
Best for: This loan is best for Vietnamese citizens needing immediate cash for personal expenses, with flexible repayment terms.
VPBank Personal Loan
PersonalAPR
14.4–24.0%
Amount
—
Term
6–60mo
Best for: This loan is best for Vietnamese residents with stable incomes looking for unsecured financing up to VND 500 million over a maximum of 60 months.
Vietcombank Car Loan
AutoAPR
4.8–11.5%
Amount
—
Term
12–96mo
Best for: This loan is best suited for individuals seeking a comprehensive car financing solution, especially if they have the necessary collateral. It caters well to those who prioritize quick approval processes.
BIDV Personal Loan
PersonalAPR
7.0–12.5%
Amount
—
Term
6–60mo
Best for: This loan is ideal for individuals needing significant funding quickly, offering a range of amounts and terms to fit various needs.