Hitachi Personal Finance Home Improvement Loan
Novuna offers home improvement loans ranging from £1,000 to £25,000 with APRs between 4.9% and 14.9% and terms of 12 to 120 months.
Last checked on October 16, 2026. We may earn a commission when you click through.
Hitachi Personal Finance Home Improvement Loan
Updated 40 minutes agoAPR Range
4.9–14.9%
Amount
£1k–£25k
Term
12–120 months
Type
home_improvement
You'll be redirected to novunapersonalfinance.com
Our Verdict
With flexible loan amounts and a application process, Novuna's home improvement loan is for homeowners. However, the interest rates can be steep, particularly for those with lower credit scores.
Best For
UK homeowners with good credit seeking to fund home improvements between £1,000 and £25,000.
Watch Out
Approval is contingent upon a good credit score, and those with lower scores may face higher APR rates.
Pros
- Flexible loan amounts from £1,000 to £25,000
- Quick approval time of 1-2 days
- Long repayment terms available up to 120 months
Cons
- Higher APR for those with lower credit scores
- Limited online resources for detailed loan information
- Approval primarily for homeowners with good credit
Full Review
At an APR range of 4.9% to 14.9%, Novuna’s loan can be quite advantageous for homeowners looking to make improvements without . The terms offered span from 12 to 120 months, allowing for significant flexibility in repayment schedules. The application process is relatively quick, with approvals typically taking 1–2 days, making it for urgent home projects.
However, be aware that higher rates may apply for those with less-than-stellar credit, which could push the overall cost up significantly. Customer feedback indicates that while the process is efficient, some users have faced challenges with the approval criteria, particularly around creditworthiness. This can be a stumbling block for those whose credit scores hover near the minimum threshold.
Novuna's website lacks extensive informational resources that some competitors provide, which could leave borrowers wanting more clarity on terms and conditions. Overall, while Novuna offers attractive features, it's essential to assess your credit situation before applying.
Who Is This For?
Homeowners in the UK with good credit looking to finance home renovations or improvements.
What Borrowers Say
Borrowers appreciate the quick approval process but express concerns over the high APR for those with average credit scores.
Summary
Novuna offers home improvement loans from £1,000 to £25,000 with terms of 12 to 120 months and an APR range of 4.9% to 14.9%.
About This Loan
Requirements
- 18+
- UK homeowner
- Good credit
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