Vay Mua Ô Tô HDBank
HDBank cung cấp khoản vay mua ô tô với lãi suất từ 6.9%/năm cho cả xe mới và xe đã qua sử dụng.
Last checked on August 30, 2026. We may earn a commission when you click through.
Vay Mua Ô Tô HDBank
Updated 1 month agoAPR Range
6.9–11.0%
Amount
—
Term
12–84 months
Type
car_finance
You'll be redirected to hdbank.com.vn
Our Verdict
HDBank's car loan is an affordable option for those looking to finance a vehicle in Vietnam.
Best For
This loan is ideal for Vietnamese citizens aged 18-65 with a regular income who need financing for a new or used car.
Watch Out
Approval can take 3-5 days, so plan accordingly if you need immediate funds.
Pros
- Low starting APR of 6.9%
- Financing up to 80% of vehicle value
- Flexible loan amounts from 100 triệu VND to 2 tỷ VND
- Terms available up to 84 months
Cons
- Approval time of 3-5 days
- Requires regular income verification
- Potentially higher rates for used vehicles
Full Review
HDBank provides a competitive starting APR of 6.9% for car loans, making it a strong contender in the Vietnamese market. With financing available for up to 80% of the vehicle's value, it caters well to buyers looking to minimize their upfront costs.
The loan amount ranges from 100 triệu VND to 2 tỷ VND, allowing flexibility depending on the vehicle type. The terms can extend up to 84 months, which is beneficial for those wanting lower monthly payments.
While the approval process takes about 3-5 days, borrowers should be prepared for this timeline, especially if purchasing from a dealership requiring quick financing. Compared to alternatives like Agribank or VietinBank, HDBank's rates are quite competitive but ensure to compare total costs and conditions before committing.
Customer service quality may vary, so it’s wise to check user experiences regarding responsiveness and support. For those with less stable incomes, this loan might not be the best fit, particularly if meeting the income requirement proves challenging.
Who Is This For?
This loan is suited for Vietnamese citizens with stable incomes looking to finance a new or used car affordably.
What Borrowers Say
Borrowers report a straightforward application process but note varying experiences with customer service.
Summary
HDBank offers competitive rates and flexible terms for car loans, making it a viable option for Vietnamese citizens seeking vehicle financing.
About This Loan
Requirements
- Vietnamese citizen
- Age 18-65
- Regular income
- Up to 80% vehicle financing
Similar options
Vay cá nhân Agribank
PersonalAPR
7.0–11.5%
Amount
₫5M
Term
6–60mo
Best for: This loan is best for individuals who need a significant amount of cash for personal expenses and prefer a well-established bank.
Vay tiền mặt nhanh Home Credit
PersonalAPR
9.0–33.94%
Amount
₫5M
Term
3–57mo
Best for: This loan is best for those needing quick access to funds, as approval and disbursement times are notably fast.
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6.8–11.0%
Amount
—
Term
12–96mo
Best for: This loan is best for individuals looking for flexible financing options with extended repayment terms up to 96 months.
Vay Mua Ô Tô BIDV
AutoAPR
6.5–11.0%
Amount
—
Term
12–96mo
Best for: This loan is best for those looking to finance both personal and business vehicles with flexible repayment terms up to 84 months.
Vay Cá Nhân HSBC Việt Nam
PersonalAPR
6.0–15.0%
Amount
—
Term
12–60mo
Best for: It's best for Vietnamese citizens or foreigners with work permits needing substantial funds for personal expenses.
APR
4.8–11.5%
Amount
—
Term
12–96mo
Best for: This loan is best suited for individuals seeking a comprehensive car financing solution, especially if they have the necessary collateral. It caters well to those who prioritize quick approval processes.