Yorkshire Building Society Mortgage

Yorkshire Building Society provides mortgages from £25,000 to £1 million with fixed and tracker rates, terms up to 35 years, and LTV up to 95%. Specialist products include shared ownership and new-build mortgages.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Competitive member rates from a trusted mutual ✓ Specialist shared ownership mortgages ✓ New-build property expertise
Mortgage Yorkshire Building Society Reviewed

Yorkshire Building Society Mortgage

Updated 1 month ago

APR Range

4.29–6.69%

Amount

£25k–£1M

Term

60–420 months

Type

mortgage

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Our Verdict

A strong mutual alternative to the big banks with competitive rates and specialist products that larger lenders often overlook. Shared ownership and new-build mortgages are particular strengths.

Best For

Shared ownership buyers and those purchasing new-build properties who want a mutual lender with specialist expertise.

Pros

  • Competitive member rates from a trusted mutual
  • Specialist shared ownership mortgages
  • New-build property expertise
  • Profits returned to members not shareholders
  • Flexible overpayment options

Cons

  • Maximum borrowing capped at £1 million
  • Smaller branch network than major banks
  • 35-year maximum term
  • Fewer digital tools than some high street banks

About This Loan

Yorkshire Building Society provides mortgages from £25,000 to £1 million with fixed and tracker rates, terms up to 35 years, and LTV up to 95%. Specialist products include shared ownership and new-build mortgages.

Requirements

  • 18+
  • UK resident
  • Proof of income
  • Minimum deposit 5%
  • Decision in Principle
  • Credit check

Check if you qualify

Check eligibility →

You'll be redirected to ybs.co.uk

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