Close Brothers Motor Finance
Close Brothers Motor Finance is a UK-based lender offering hire purchase (HP) and personal contract purchase (PCP) deals through authorised dealers and brokers.
Last checked on July 23, 2026. We may earn a commission when you click through.
Close Brothers Motor Finance
Updated 2 months agoAPR Range
5.9–24.9%
Amount
£4k–£100k
Term
12–60 months
Type
car_finance
You'll be redirected to closemotorfinance.co.uk
Our Verdict
Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.
Best For
This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
Watch Out
The APR can be quite high, ranging from 5.9% to 24.9%, which may not suit everyone, especially those with tighter budgets.
Pros
- Quick approval process
- Wide range of loan amounts
- Flexible repayment terms
Cons
- High APR range
- Mixed customer service reviews
- Requires a good credit score for best rates
Full Review
If you’re in the market for car finance, Close Brothers Motor Finance stands out with its fast decision process, making it suitable for those needing quick access to funds. With loan amounts ranging from £4,000 to £100,000, borrowers have the flexibility to choose the right amount for their vehicle needs.
The APR varies significantly from 5.9% to 24.9%, meaning that while some may benefit from lower rates, others could face hefty charges. This discrepancy makes it essential for potential borrowers to assess their financial situation carefully before applying.
Customer service experiences have been a mixed bag, with some users praising the responsive support while others report delays. As with many lenders, applicants should be prepared for a credit check and ensure they meet the requirements of being a UK resident aged 18 or older with a regular income.
For those looking for alternatives, companies like Zuto or CarFinance247 may offer different rates or terms, possibly providing more competitive options depending on your specific circumstances. Always compare multiple offers to find the best fit for your financial situation.
Who Is This For?
Ideal for UK residents needing fast car finance and who can secure a competitive rate based on their creditworthiness.
What Borrowers Say
Customer feedback is varied, with some praising the efficiency while others highlight concerns with communication.
Summary
Close Brothers Motor Finance offers accessible car financing but may not be the best fit for those with lower credit scores or tight budgets.
About This Loan
Requirements
- UK resident
- Aged 18+
- Regular income
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