Vida Homeloans BTL Mortgage

Competitive buy-to-let mortgages with some of the lowest fixed rates in the UK market, including 3-year fixes from 3.47%.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Among the lowest BTL fixed rates in the UK (from 3.47%) ✓ Competitive 2, 3, and 5-year fixed options ✓ Good for rate-conscious landlords
Mortgage Vida Homeloans Reviewed

Vida Homeloans BTL Mortgage

Updated 1 month ago

APR Range

3.47%

Amount

—

Term

—

Type

buy_to_let

Check eligibility →

You'll be redirected to vidahomeloans.co.uk

Our Verdict

Vida consistently tops the best-rate charts for BTL mortgages. If you're shopping on rate alone, Vida should be at the top of your list — their 3-year fixed from 3.47% is market-leading.

Best For

Rate-conscious BTL landlords wanting the lowest possible fixed rates

Pros

  • Among the lowest BTL fixed rates in the UK (from 3.47%)
  • Competitive 2, 3, and 5-year fixed options
  • Good for rate-conscious landlords

Cons

  • Lower brand recognition than mainstream lenders
  • Intermediary-only
  • May have tighter criteria to offset low rates

About This Loan

Competitive buy-to-let mortgages with some of the lowest fixed rates in the UK market, including 3-year fixes from 3.47%.

Check if you qualify

Check eligibility →

You'll be redirected to vidahomeloans.co.uk

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