Halifax Personal Loan
Halifax personal loans offer fixed rates with no fees. Part of Lloyds Banking Group, with a strong high-street presence and online application process.
Last checked on October 15, 2026. We may earn a commission when you click through.
Halifax Personal Loan
Updated 14 hours agoAPR Range
3.9–24.9%
Amount
£1k–£50k
Term
12–60 months
Type
personal
You'll be redirected to halifax.co.uk
Our Verdict
Very similar to Lloyds (same parent group) with equally competitive top-line rates. Reliable choice with no surprises.
Best For
Borrowers who want a trusted brand with one of the lowest starting APRs on the market.
Watch Out
Same as Lloyds — the 3.9% rate is for a sweet-spot loan amount. Small loans are much more expensive.
Requirements
- UK resident
- 18+
- Regular income
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