USAA Personal Loan
Exclusive personal loans for military members, veterans, and families. $2,500 to $100,000 with APR from 7.09% to 16.99%. No origination fees or prepayment penalties.
Last checked on September 4, 2026. We may earn a commission when you click through.
USAA Personal Loan
Updated 1 month agoAPR Range
7.09–16.99%
Amount
$2.5k–$100k
Term
—
Type
personal
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Our Verdict
Top pick for military families with low rates, high limits, and zero fees.
Best For
Active duty, veterans, and military families seeking competitive personal loan rates.
Pros
- Exclusive to military community
- No origination fee
- No prepayment penalty
- Up to $100,000
- Competitive rates
Cons
- Military membership required
- Must be a USAA member
- No branch locations
About This Loan
Similar options
APR
6.25–35.99%
Amount
$5k–$50k
Term
24–60mo
Best for: This service is best for individuals with good credit looking to consolidate debt with fixed-rate personal loans ranging from $5,000 to $50,000.
APR
19.9–35.95%
Amount
$300–$10k
Term
12–48mo
Best for: This service is ideal for borrowers who are new to credit and need a manageable loan for personal expenses, ranging from $300 to $18,500.
LightStream Personal Loan
PersonalAPR
6.49–24.89%
Amount
$5k–$100k
Term
24–240mo
Best for: This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.
Prosper Personal Loan
PersonalAPR
8.99–35.99%
Amount
$2k–$50k
Term
24–60mo
Best for: Individuals with fair credit scores (600+) looking for personal loans between $2,000 and $50,000.
SoFi Personal Loan
PersonalAPR
7.74–35.49%
Amount
$5k–$100k
Term
24–84mo
Best for: This loan is best for borrowers looking for larger amounts, ranging from $5,000 to $100,000, without the burden of origination fees or prepayment penalties.
Avant Personal Loans
PersonalAPR
9.95–35.99%
Amount
$2k–$35k
Term
24–60mo
Best for: This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.