Rocket Loans Debt Consolidation
Fast-funded personal loans from $2,000 to $45,000 with same-day disbursement.
Last checked on September 4, 2026. We may earn a commission when you click through.
Rocket Loans Debt Consolidation
Updated 1 month agoAPR Range
9.116–29.99%
Amount
$2k–$45k
Term
36–60 months
Type
debt_consolidation
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Our Verdict
Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.
Best For
Borrowers who need fast funding for debt consolidation and value brand reliability
Pros
- Same-day funding possible
- Part of Rocket Companies (Rocket Mortgage brand)
- Simple online application
- AutoPay discount
Cons
- Origination fee 1-7%
- 640+ credit score needed
- APR floor higher than some competitors (9.1%)
- 3-5 year terms only
About This Loan
Requirements
- SSN required
- US address
- Minimum 640 credit score
- Proof of income
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—
Amount
—
Term
—
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Upgrade Debt Consolidation Loan
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7.74–35.99%
Amount
$1k–$50k
Term
24–84mo
Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .
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