CommonBond Student Loan Refinance
Student loan refinancing with a social impact mission and competitive rates.
Last checked on September 4, 2026. We may earn a commission when you click through.
CommonBond Student Loan Refinance
Updated 1 month agoAPR Range
4.44–8.99%
Amount
$5k–$500k
Term
60–180 months
Type
student_refinance
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Our Verdict
CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.
Best For
Borrowers who want competitive rates and care about social impact
Pros
- Competitive starting APR (4.44%)
- Social impact — funds education per loan
- Hybrid rate option (fixed then variable)
- No application fees
Cons
- Requires employment or job offer
- Less known than SoFi or Earnest
- Limited forbearance options
About This Loan
Requirements
- US citizen or permanent resident
- Bachelor's degree minimum
- Employed or have job offer
- Good credit score
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