CommonBond Student Loan Refinance
Student loan refinancing with a social impact mission and competitive rates.
Last checked on September 4, 2026. We may earn a commission when you click through.
CommonBond Student Loan Refinance
Updated 1 month agoAPR Range
4.44–8.99%
Amount
$5k–$500k
Term
60–180 months
Type
student_refinance
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Our Verdict
CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.
Best For
Borrowers who want competitive rates and care about social impact
Pros
- Competitive starting APR (4.44%)
- Social impact — funds education per loan
- Hybrid rate option (fixed then variable)
- No application fees
Cons
- Requires employment or job offer
- Less known than SoFi or Earnest
- Limited forbearance options
About This Loan
Requirements
- US citizen or permanent resident
- Bachelor's degree minimum
- Employed or have job offer
- Good credit score
Similar options
ELFI Student Loan Refinance
StudentAPR
4.86–8.44%
Amount
$10k–$300k
Term
60–240mo
Best for: Borrowers with good credit (680+) refinancing $10,000+ in student loans who value personalized service
Affirm Pay Over Time
PersonalAPR
0.0–36.0%
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$50–$17.5k
Term
3–60mo
Best for: This service is best for those seeking interest-free payment options and a straightforward repayment process without hidden fees.
Sallie Mae Student Loans
StudentAPR
2.99–16.38%
Amount
$1k–$200k
Term
60–180mo
Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.
PenFed Credit Union Personal Loans
PersonalAPR
6.09–17.99%
Amount
$600–$50k
Term
12–60mo
Best for: These loans are best for individuals looking for amounts between $600 and $50,000 without any origination fees and a straightforward application process.
SoFi Student Loan Refinancing
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4.24–10.37%
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$5k–$1000.0k
Term
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College Ave Student Loans
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2.09–17.99%
Amount
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Term
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Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.