Alliant Credit Union Personal Loans
Low-rate personal loans from $1,000 to $50,000. APR as low as 7.49%. No origination fees. Free membership with $5 deposit.
Last checked on September 4, 2026. We may earn a commission when you click through.
Alliant Credit Union Personal Loans
Updated 1 month agoAPR Range
6.75–16.0%
Amount
$1k–$50k
Term
12–60 months
Type
Personal (Credit Union)
You'll be redirected to alliantcreditunion.org
Our Verdict
Alliant Credit Union offers competitive personal loans with flexible terms and no origination fees, making them a solid option for borrowers.
Best For
These loans are ideal for individuals looking for low-interest rates and no hidden fees, especially if they have a credit score of 640 or higher.
Watch Out
Potential borrowers should be aware of the minimum credit score requirement and the maximum APR of 15.49%, which might be high for some applicants.
Full Review
Alliant Credit Union provides personal loans ranging from $1,000 to $50,000 with an appealing starting APR of 7.49%. The absence of origination fees is a significant advantage, allowing borrowers to access funds without additional upfront costs. Loan terms are flexible, spanning from 12 to 60 months, catering to various repayment needs.
However, the minimum credit score requirement is set at 640, which may exclude some potential borrowers with lower credit ratings. Moreover, while the starting APR is attractive, the maximum rate of 15.49% can be a deterrent for those with less-than-ideal credit histories. Compared to other lenders, Alliant's rates are competitive, but it's essential to compare offers to ensure you're getting the best deal.
Overall, Alliant Credit Union's personal loans are a strong choice for those who qualify, but applicants should carefully assess their credit situation before applying.
Requirements
- Alliant Credit Union membership required (open to all via joining Foster Care to Success)
- US citizen or permanent resident
- Age 18+
- Valid SSN
- Bank account
- Minimum credit score around 640
- Verifiable income
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