CIMB Thai Personal Loan
CIMB Thai offers personal loans ranging from THB 20,000 to THB 1,000,000 with APRs between 13.0% and 25.0% and terms of 12 to 60 months.
Last checked on September 19, 2026. We may earn a commission when you click through.
CIMB Thai Personal Loan
Updated 26 days agoAPR Range
13.0–25.0%
Amount
฿20k–฿1M
Term
12–60 months
Type
personal
You'll be redirected to cimbthai.com
Our Verdict
With a minimum loan amount of THB 20,000 and relatively fast approval times, CIMB Thai's personal loan is for those needing quick cash. However, the maximum APR of 25% could make it pricey for long-term borrowing.
Best For
Individuals earning at least THB 15,000 per month who need a personal loan without collateral.
Watch Out
Approval is contingent on income verification and credit checks, which may disqualify applicants with lower credit scores.
Pros
- Fast approval time of 2-3 business days
- Flexible loan amounts up to THB 1,000,000
- No collateral required
Cons
- High maximum APR of 25%
- Requires proof of income
- May not accept applicants with low credit scores
Full Review
CIMB Thai's personal loan is appealing for those seeking immediate funds, with an approval time of 2-3 business days—among the quicker options in Thailand. The loan amount flexibility, ranging from THB 20,000 to THB 1,000,000, caters to various financial needs, whether for emergencies or larger purchases. However, that the APR can go as high as 25%, making it less favorable for long-term loans if you fall at the higher end of that spectrum.
the requirement for proof of income can hinder applicants with inconsistent earnings. Users should consider their repayment capacity carefully before applying. The application process is via their website or app, which is user-friendly and efficient.
Be prepared for potential delays if your documents are not in order, as this can slow down the approval process significantly. Customer service is generally responsive, which is a plus, but always check for any hidden fees that might apply during the loan term.
Who Is This For?
This loan is suitable for Thai citizens or permanent residents aged 21-60 with a steady income of at least THB 15,000 per month.
What Borrowers Say
Borrowers appreciate the quick approval process but often mention high interest rates as a downside.
Summary
CIMB Thai offers personal loans from THB 20,000 to THB 1,000,000 with terms of 12 to 60 months and APRs ranging from 13.0% to 25.0%.
About This Loan
Requirements
- Thai citizen or permanent resident
- Age 21-60
- Min income THB 15,000/month
- Employment proof
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