Wollit Credit Builder
UK credit builder app that reports rent payments and subscription to all three credit agencies for £9.99/month. No credit check. 350,000+ users. 4.6 Trustpilot rating.
Last checked on September 4, 2026. We may earn a commission when you click through.
Wollit Credit Builder
Updated 1 month agoAPR Range
—
Amount
—
Term
—
Type
credit_builder
You'll be redirected to wollit.com
Our Verdict
Set-and-forget credit builder for renters — low cost, low effort, meaningful impact on thin credit files.
Best For
Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
Pros
- Reports rent to Experian and Equifax automatically
- Reports subscription payment to all three agencies
- Only £9.99/month — affordable
- No credit check required
- Up to 60 on-time records per year across agencies
- 4.6 Excellent Trustpilot rating
Cons
- Does not provide actual loan funds
- Landlord does not need to participate, but results vary
- Credit improvements not guaranteed
- £9.99/month is an ongoing cost with no savings element
About This Loan
Similar options
Sainsbury's Bank Personal Loans
PersonalAPR
5.7–19.9%
Amount
£1k–£40k
Term
12–60mo
Best for: Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
Bamboo Loans
Credit BuilderAPR
—
Amount
—
Term
—
Best for: Borrowers who prefer dealing directly with a lender rather than a broker.
Everyday Loans for Imperfect Credit
PersonalAPR
39.9–299.8%
Amount
£1k–£15k
Term
18–60mo
Best for: This service is best for individuals who need face-to-face support and have credit challenges, allowing them to borrow between £1,000 and £15,000.
Loqbox Credit Builder
Credit BuilderAPR
—
Amount
—
Term
—
Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
Ocean Finance
Credit BuilderAPR
—
Amount
—
Term
—
Best for: Borrowers who want a well-known broker to find bad credit loan options.
Everyday Loans
Credit BuilderAPR
—
Amount
—
Term
—
Best for: Borrowers who prefer in-person service and have poor credit history.