ANZ Personal Loan
ANZ New Zealand personal loans for general-purpose borrowing, with advertised amounts from NZ$3,000 to NZ$50,000 and terms from 6 months to 7 years.
Last checked on July 23, 2026. We may earn a commission when you click through.
ANZ Personal Loan
Updated 14 days agoAPR Range
13.9%
Amount
NZ$3k–NZ$50k
Term
6–84 months
Type
personal
You'll be redirected to anz.co.nz
Requirements
- At least 18 years old
- Regular income
- Enough money left after expenses for repayments
- NZ citizen, permanent resident, or qualifying work visa
- ANZ customer with an everyday account
Similar options
Westpac Personal Loan
PersonalAPR
7.99–13.9%
Amount
NZ$2k–NZ$50k
Term
6–60mo
Best for: Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.
ASB Personal Loan
PersonalAPR
12.9–19.95%
Amount
NZ$2k–NZ$50k
Term
6–84mo
Best for: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.
Harmoney Personal Loan
PersonalAPR
7.99–24.99%
Amount
NZ$2k–NZ$100k
Term
36–84mo
Best for: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.
The Co-operative Bank Personal Loan
PersonalAPR
9.95–17.75%
Amount
NZ$1k–NZ$50k
Term
6–60mo
Best for: Best suited for those needing a personal loan between $1,000 and $50,000 with flexible terms.
Instant Finance Personal Loan
PersonalAPR
9.95–29.95%
Amount
NZ$500–NZ$50k
Term
3–84mo
Best for: Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.
SBS Bank Personal Loan
PersonalAPR
11.5–15.5%
Amount
NZ$1k–NZ$30k
Term
6–60mo
Best for: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.