Lending Stream
FCA-authorised short-term lender offering loans from £50 to £1,500 for bad credit borrowers. Reports to credit bureaus to help build credit.
Last checked on September 4, 2026. We may earn a commission when you click through.
Lending Stream
Updated 1 month agoAPR Range
—
Amount
—
Term
—
You'll be redirected to lendingstream.co.uk
Our Verdict
Reports to all three credit bureaus, helping responsible borrowers rebuild their score.
Best For
Borrowers who want to rebuild credit through timely loan repayments.
About This Loan
Similar options
118 118 Money
Credit BuilderAPR
—
Amount
—
Term
—
Best for: Borrowers needing smaller loans with less-than-perfect credit.
Ocean Finance Personal Loan
PersonalAPR
24.9–69.9%
Amount
£1k–£5k
Term
12–60mo
Best for: This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.
Likely Loans
Credit BuilderAPR
—
Amount
—
Term
—
Best for: Borrowers who want to compare offers from multiple bad credit lenders.
Virgin Money Personal Loans
PersonalAPR
5.1–29.9%
Amount
£1k–£25k
Term
12–60mo
Best for: These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.
Tesco Bank Personal Loans
PersonalAPR
6.0–19.9%
Amount
£1k–£35k
Term
12–84mo
Best for: Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.
Everyday Loans for Imperfect Credit
PersonalAPR
39.9–299.8%
Amount
£1k–£15k
Term
18–60mo
Best for: This service is best for individuals who need face-to-face support and have credit challenges, allowing them to borrow between £1,000 and £15,000.