SBAB Bolån

SBAB mortgage offer for Swedish homebuyers with loans up to 90% of the property value and publicly listed mortgage rates on the product page.

Last checked on August 20, 2026. We may earn a commission when you click through.

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Mortgage SBAB Reviewed

SBAB Bolån

Updated 1 month ago

APR Range

3.15–4.39%

Amount

100k kr

Term

12–600 months

Type

mortgage

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Our Verdict

SBAB offers competitive mortgage rates with flexible terms, making it a solid choice for many homebuyers in Sweden.

Best For

This mortgage is best for those seeking a straightforward application process and favorable rates, especially first-time homebuyers.

Watch Out

Be aware of potential fees for early repayment and ensure you understand the terms before committing.

Full Review

SBAB Mortgage Sweden stands out in the competitive landscape of home loans by providing a streamlined digital application process and transparent pricing. One of the main advantages of SBAB is its competitive interest rates, which can be particularly appealing for first-time buyers looking to minimize long-term costs. The flexibility of their mortgage terms allows borrowers to adjust their repayments according to their financial situations, offering peace of mind in uncertain times.

Additionally, SBAB has a user-friendly online platform that simplifies the application and management of your mortgage, saving both time and hassle.

However, potential borrowers should be cautious of the fees associated with early repayments, which can significantly impact your overall loan cost if you plan to pay off your mortgage early or refinance. Moreover, while SBAB provides excellent customer service, some users have reported longer wait times during peak periods, which may delay the process. Compared to other mortgage providers in Sweden, SBAB's offerings are robust, but it's advisable to compare them with other options like Nordea or SEB to ensure you're making the best choice for your specific financial circumstances.

Overall, SBAB Mortgage Sweden is a commendable option for those looking to secure a mortgage with favorable terms in the Swedish housing market.

Requirements

  • Upp till 90 % belåningsgrad
  • Bostadsköp eller omlåning i Sverige

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