West One Loans BTL Mortgage

Specialist buy-to-let and bridging mortgages with max 80% LTV, lending to individuals, limited companies and LLPs, portfolio lending up to £12m per borrower.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Max 80% LTV — among the highest in specialist BTL ✓ No credit scoring — each case assessed on merits ✓ Portfolio lending up to £12m per borrower
Mortgage West One Loans Reviewed

West One Loans BTL Mortgage

Updated 1 month ago

APR Range

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Amount

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Term

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Type

buy_to_let_bridging

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Our Verdict

West One stands out with 80% LTV — higher than most specialist BTL lenders — and flexible criteria that doesn't rely on credit scoring. A genuine specialist for complex BTL and bridging.

Best For

Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies

Pros

  • Max 80% LTV — among the highest in specialist BTL
  • No credit scoring — each case assessed on merits
  • Portfolio lending up to £12m per borrower
  • Lending to individuals, Ltd companies, and LLPs
  • Day one remortgage at open market value
  • Instant DIP available

Cons

  • Broker-only via approved networks
  • Specialist rates reflect the flexibility premium
  • Complex fee structures

About This Loan

Specialist buy-to-let and bridging mortgages with max 80% LTV, lending to individuals, limited companies and LLPs, portfolio lending up to £12m per borrower.

Check if you qualify

Check eligibility →

You'll be redirected to westoneloans.co.uk

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