West One Loans BTL Mortgage

Specialist buy-to-let and bridging mortgages with max 80% LTV, lending to individuals, limited companies and LLPs, portfolio lending up to £12m per borrower.

Last checked on September 4, 2026. We may earn a commission when you click through.

✓ Max 80% LTV — among the highest in specialist BTL ✓ No credit scoring — each case assessed on merits ✓ Portfolio lending up to £12m per borrower

Mortgage West One Loans Reviewed

West One Loans BTL Mortgage

Updated 1 month ago

APR Range

—

Amount

—

Term

—

Type

buy_to_let_bridging

Check eligibility →

You'll be redirected to westoneloans.co.uk

Our Verdict

West One stands out with 80% LTV — higher than most specialist BTL lenders — and flexible criteria that doesn't rely on credit scoring. A genuine specialist for complex BTL and bridging.

Best For

Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies

Pros

Max 80% LTV — among the highest in specialist BTL
No credit scoring — each case assessed on merits
Portfolio lending up to £12m per borrower
Lending to individuals, Ltd companies, and LLPs
Day one remortgage at open market value
Instant DIP available

Cons

Broker-only via approved networks
Specialist rates reflect the flexibility premium
Complex fee structures

About This Loan

Specialist buy-to-let and bridging mortgages with max 80% LTV, lending to individuals, limited companies and LLPs, portfolio lending up to £12m per borrower.

Check if you qualify

Check eligibility →

You'll be redirected to westoneloans.co.uk