Lloyds Bank Mortgage
Lloyds Bank provides mortgages from £25,000 to £2 million with fixed and tracker rates, terms up to 40 years, and LTV up to 95%. As part of the UK's largest banking group, they offer extensive branch and online support.
Last checked on September 4, 2026. We may earn a commission when you click through.
Lloyds Bank Mortgage
Updated 1 month agoAPR Range
4.34–6.49%
Amount
£25k–£2M
Term
60–480 months
Type
mortgage
You'll be redirected to lloydsbank.com
Our Verdict
Lloyds is absorbing Halifax to become an even more dominant mortgage force. Solid, dependable rates with the widest branch network in the UK give borrowers plenty of in-person support options alongside a capable digital platform.
Best For
Borrowers who want face-to-face branch support alongside competitive rates from the UK's largest banking group.
Pros
- Largest branch network in the UK for face-to-face advice
- Competitive rates particularly at mid-range LTV
- Integrated with Lloyds current accounts for easier management
- Up to 10% overpayments without penalty
- Halifax brand merger means more expertise and products
Cons
- Online application can feel dated compared to Santander
- Product fees on competitive rate deals
- Processing times can be slower during busy periods
- Buy-to-let range is limited
About This Loan
Requirements
- 18+
- UK resident
- Proof of income
- Minimum deposit 5%
- Agreement in Principle
- Credit check
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