Lloyds Bank Mortgage

Lloyds Bank provides mortgages from £25,000 to £2 million with fixed and tracker rates, terms up to 40 years, and LTV up to 95%. As part of the UK's largest banking group, they offer extensive branch and online support.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Largest branch network in the UK for face-to-face advice ✓ Competitive rates particularly at mid-range LTV ✓ Integrated with Lloyds current accounts for easier management
Mortgage Lloyds Banking Group Reviewed

Lloyds Bank Mortgage

Updated 1 month ago

APR Range

4.34–6.49%

Amount

£25k–£2M

Term

60–480 months

Type

mortgage

Check eligibility →

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Our Verdict

Lloyds is absorbing Halifax to become an even more dominant mortgage force. Solid, dependable rates with the widest branch network in the UK give borrowers plenty of in-person support options alongside a capable digital platform.

Best For

Borrowers who want face-to-face branch support alongside competitive rates from the UK's largest banking group.

Pros

  • Largest branch network in the UK for face-to-face advice
  • Competitive rates particularly at mid-range LTV
  • Integrated with Lloyds current accounts for easier management
  • Up to 10% overpayments without penalty
  • Halifax brand merger means more expertise and products

Cons

  • Online application can feel dated compared to Santander
  • Product fees on competitive rate deals
  • Processing times can be slower during busy periods
  • Buy-to-let range is limited

About This Loan

Lloyds Bank provides mortgages from £25,000 to £2 million with fixed and tracker rates, terms up to 40 years, and LTV up to 95%. As part of the UK's largest banking group, they offer extensive branch and online support.

Requirements

  • 18+
  • UK resident
  • Proof of income
  • Minimum deposit 5%
  • Agreement in Principle
  • Credit check

Check if you qualify

Check eligibility →

You'll be redirected to lloydsbank.com

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