Splash Financial Student Loan Refinance
Student loan refinancing marketplace comparing rates from multiple lenders in one application.
Last checked on September 4, 2026. We may earn a commission when you click through.
Splash Financial Student Loan Refinance
Updated 1 month agoAPR Range
4.96–9.99%
Amount
$5k–$500k
Term
60–240 months
Type
student_refinance
You'll be redirected to splashfinancial.com
Our Verdict
Splash Financial aggregates offers from multiple refinance lenders, so you can compare rates with one application. Strong for borrowers who want to shop efficiently.
Best For
Borrowers who want to compare multiple refinance offers without multiple applications
Pros
- Compare multiple lender offers at once
- Both federal and private refinancing
- No application fees
- High max amount ($500K)
Cons
- Marketplace — not a direct lender
- Final rates depend on the lending partner
- Losing federal protections if refinancing federal loans
About This Loan
Requirements
- US citizen or permanent resident
- Bachelor's degree or higher
- Minimum income varies by lender
- Good credit history
Similar options
APR
4.44–8.99%
Amount
$5k–$500k
Term
60–180mo
Best for: Borrowers who want competitive rates and care about social impact
SoFi Debt Consolidation Loan
ConsolidationAPR
7.74–35.49%
Amount
$5k–$100k
Term
24–84mo
Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.
APR
4.49–8.89%
Amount
$5k–$300k
Term
60–240mo
Best for: Healthcare professionals (doctors, nurses, dentists) refinancing student loans
Upgrade Debt Consolidation Loan
ConsolidationAPR
7.74–35.99%
Amount
$1k–$50k
Term
24–84mo
Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .
Upgrade Personal Loans
PersonalAPR
7.74–35.99%
Amount
$1k–$50k
Term
24–84mo
Best for: This service is ideal for those looking to consolidate debt or finance larger purchases without prepayment penalties.
Earnest Student Loan Refinance
StudentAPR
4.15–14.9%
Amount
$5k–$500k
Term
—
Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.