Upgrade Debt Consolidation Loan
ConsolidationAPR
7.74–35.99%
Amount
$1k–$50k
Term
24–84mo
Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .
APR
7.74–35.99%
Amount
$1k–$50k
Term
24–84mo
Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .
APR
5.96–35.99%
Amount
$1k–$40k
Term
24–60mo
Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.
APR
7.74–35.49%
Amount
$5k–$100k
Term
24–84mo
Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.
APR
34.0–36%
Amount
$1k–$10k
Term
6–60mo
Best for: This service is best for individuals needing immediate financial assistance and who may have trouble qualifying with other lenders.
APR
5.24–18.0%
Amount
$500–$150k
Term
12–84mo
Best for: This loan is best for DCU members seeking a straightforward auto loan with no application fees.
APR
4.49–18.74%
Amount
$5k
Term
12–84mo
Best for: This loan is best for active military personnel and veterans looking for favorable terms without dealer markups.
APR
5.49–27.99%
Amount
$2k–$75k
Term
36–72mo
Best for: This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.
APR
5.49–19.99%
Amount
$5k–$100k
Term
12–72mo
Best for: These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.
APR
5.99–22.99%
Amount
$5k–$75k
Term
12–84mo
Best for: Best for individuals seeking financing for new or used vehicles with flexible loan terms from 12 to 84 months.
APR
4.14–17.99%
Amount
$500–$100k
Term
12–84mo
Best for: This loan is best for US residents looking for quick approval and a low starting APR for car financing.
APR
5.49–17.99%
Amount
$7.5k–$100k
Term
12–75mo
Best for: This lender is best for those with good credit looking for a reliable and quick auto loan solution.
APR
5.49–17.99%
Amount
$4k–$100k
Term
12–72mo
Best for: It's best for those with good credit looking for flexible loan amounts between $4,000 and $100,000.
APR
3.89–18.24%
Amount
$250–$100k
Term
12–96mo
Best for: This loan is best for military personnel and their families who are looking for low-interest rates on vehicle financing.
APR
6.25–35.99%
Amount
$5k–$50k
Term
24–60mo
Best for: This service is best for individuals with good credit looking to consolidate debt with fixed-rate personal loans ranging from $5,000 to $50,000.
APR
6.75–15.0%
Amount
$15k–$750k
Term
60–360mo
Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.
APR
6.99–35.99%
Amount
$2k–$50k
Term
36–60mo
Best for: Individuals with a credit score of at least 600 seeking personal loans for debt consolidation or home improvement.
APR
0.0–36.0%
Amount
$50–$17.5k
Term
3–60mo
Best for: This service is best for those seeking interest-free payment options and a straightforward repayment process without hidden fees.
APR
5.5–7.5%
Amount
$50k–$3M
Term
180–360mo
Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.
APR
5.99–7.5%
Amount
$10k–$500k
Term
60–240mo
Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.
APR
6.49–25.39%
Amount
$5k–$100k
Term
24–84mo
Best for: This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.
APR
6.74–24.49%
Amount
$3k–$100k
Term
12–84mo
Best for: Existing Wells Fargo customers with a credit score of 660 or higher who need flexible loan amounts.
APR
6.75–16.0%
Amount
$1k–$50k
Term
12–60mo
Best for: These loans are ideal for individuals looking for low-interest rates and no hidden fees, especially if they have a credit score of 640 or higher.
APR
4.67–21.99%
Amount
$5k–$100k
Term
24–84mo
Best for: This service is best for borrowers with a minimum credit score of 580 who are looking to refinance their auto loans and save money.
APR
7.99–24.99%
Amount
$2.5k–$40k
Term
36–84mo
Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.
APR
7.74–35.99%
Amount
$1k–$50k
Term
24–84mo
Best for: This service is ideal for those looking to consolidate debt or finance larger purchases without prepayment penalties.
APR
3.99–24.99%
Amount
$8k–$100k
Term
24–84mo
Best for: Individuals with good credit looking for on auto loans between $8,000 and $100,000.
APR
9.95–35.99%
Amount
$2k–$35k
Term
24–60mo
Best for: This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.
APR
4.24–10.37%
Amount
$5k–$1000.0k
Term
60–240mo
Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.
APR
19.9–35.95%
Amount
$300–$10k
Term
12–48mo
Best for: This service is ideal for borrowers who are new to credit and need a manageable loan for personal expenses, ranging from $300 to $18,500.
APR
—
Amount
$2k–$250k
Term
1–18mo
Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.
APR
6.875–7.148%
Amount
$50k–$3M
Term
180–360mo
Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.
APR
7.49–22.44%
Amount
$5k–$50k
Term
36–84mo
Best for: These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.
APR
2.09–17.99%
Amount
Up to $1k
Term
60–180mo
Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.
APR
7.95–35.99%
Amount
$5k–$40k
Term
24–60mo
Best for: This loan is best for individuals seeking to lower their interest rates and improve their financial health through debt consolidation.
APR
8.99–18.0%
Amount
$250–$50k
Term
6–180mo
Best for: These loans are best for military personnel and their families seeking flexible financing options without origination fees.
APR
7.95–35.99%
Amount
$5k–$40k
Term
24–60mo
Best for: This loan is best for individuals with a credit score of 640 or higher who are seeking to simplify their payments and save on interest.
APR
6.09–17.99%
Amount
$600–$50k
Term
12–60mo
Best for: These loans are best for individuals looking for amounts between $600 and $50,000 without any origination fees and a straightforward application process.
APR
8.5–11.5%
Amount
$25k–$500k
Term
60–360mo
Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.
APR
6.9–27.9%
Amount
$1k–$100k
Term
24–84mo
Best for: Individuals with fair to good credit scores looking for flexible financing options for vehicle purchases.
APR
6.53–35.99%
Amount
$1k–$40k
Term
24–60mo
Best for: Individuals with fair credit seeking personal loans for debt consolidation or major purchases.
APR
4.91–14.99%
Amount
$4k–$100k
Term
36–72mo
Best for: Individuals with a good credit score looking for flexible auto financing options.
APR
2.99–16.38%
Amount
$1k–$200k
Term
60–180mo
Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.
APR
6.2–35.99%
Amount
$1k–$50k
Term
36–60mo
Best for: Borrowers with fair credit looking to consolidate high-interest debt into manageable payments.
APR
4.15–14.9%
Amount
$5k–$500k
Term
—
Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.
APR
6.49–24.89%
Amount
$5k–$100k
Term
24–240mo
Best for: This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.
APR
6.17–6.5%
Amount
$50k–$3M
Term
180–360mo
Best for: It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.
APR
8.99–35.99%
Amount
$2k–$50k
Term
24–60mo
Best for: Individuals with fair credit scores (600+) looking for personal loans between $2,000 and $50,000.
APR
6.5–8.0%
Amount
$50k–$2M
Term
—
Best for: This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.
APR
7.74–35.49%
Amount
$5k–$100k
Term
24–84mo
Best for: This loan is best for borrowers looking for larger amounts, ranging from $5,000 to $100,000, without the burden of origination fees or prepayment penalties.
APR
6.09%
Amount
—
Term
—
Best for: Military members and veterans seeking some of the lowest personal loan APRs available, though open to all Americans.
APR
8.74–18.0%
Amount
—
Term
—
Best for: Veterans and military families who want competitive rates, flexible loan amounts, and zero-fee personal loans.
APR
9.116–29.99%
Amount
$2k–$45k
Term
36–60mo
Best for: Borrowers who need fast funding for debt consolidation and value brand reliability
APR
5.74–19.99%
Amount
$3k–$100k
Term
12–84mo
Best for: Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)
APR
5.99–24.99%
Amount
$5k–$40k
Term
24–60mo
Best for: Borrowers with significant credit card debt who want a structured payoff plan
APR
6.99–24.99%
Amount
$3.5k–$40k
Term
36–72mo
Best for: Borrowers with good credit who want a truly fee-free debt consolidation loan
APR
4.44–8.99%
Amount
$5k–$500k
Term
60–180mo
Best for: Borrowers who want competitive rates and care about social impact
APR
4.89–9.74%
Amount
$10k–$500k
Term
60–240mo
Best for: Existing Citizens Bank customers or borrowers with high student loan balances ($100K+)
APR
4.86–8.44%
Amount
$10k–$300k
Term
60–240mo
Best for: Borrowers with good credit (680+) refinancing $10,000+ in student loans who value personalized service
APR
4.49–8.89%
Amount
$5k–$300k
Term
60–240mo
Best for: Healthcare professionals (doctors, nurses, dentists) refinancing student loans
APR
4.96–9.99%
Amount
$5k–$500k
Term
60–240mo
Best for: Borrowers who want to compare multiple refinance offers without multiple applications
APR
8.99–35.99%
Amount
$5k–$50k
Term
24–60mo
Best for: Immigrants with SSN and established credit (620+) looking for larger loan amounts
APR
7.99–35.99%
Amount
$1k–$36.5k
Term
24–72mo
Best for: Immigrants with SSN and work authorization but limited US credit history
APR
11.99–35.99%
Amount
$1.5k–$30k
Term
24–60mo
Best for: Immigrants needing larger loan amounts ($5,000+) who can visit a branch in person
APR
15.92%
Amount
$520–$3.6k
Term
12–24mo
Best for: Immigrants who need to establish a US credit history from scratch before applying for traditional loans or credit cards
APR
8.14–24.99%
Amount
$1k–$35k
Term
6–60mo
Best for: Immigrants who prefer a major bank and have passport or ITIN but no SSN, especially for moderate loan amounts
APR
8.74–11.74%
Amount
$1k–$100k
Term
12–60mo
Best for: Immigrants with ITIN who want predictable, low-cost borrowing from a credit union with open membership
APR
6.53–35.99%
Amount
$1k–$40k
Term
24–60mo
Best for: Immigrants who have a US-based cosigner or spouse willing to co-borrow, or permanent residents with established banking relationships
APR
6.3–35.99%
Amount
$1k–$75k
Term
36–60mo
Best for: Educated immigrants with professional employment but thin US credit history who can benefit from non-traditional underwriting
APR
6.74–25.99%
Amount
$3k–$100k
Term
12–84mo
Best for: Existing Wells Fargo customers who have an ITIN and at least fair credit
APR
35.95–35.99%
Amount
$300–$10k
Term
12–48mo
Best for: Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit
APR
7.74–35.99%
Amount
$1k–$75k
Term
24–84mo
Best for: Immigrants with fair or bad credit who need flexible approval requirements, or newcomers applying with a US-based cosigner
APR
6.25–18.0%
Amount
$500–$25k
Term
—
Best for: Military members and veterans seeking credit union rates without strict eligibility.
APR
8.99–17.99%
Amount
$500–$25k
Term
—
Best for: Active duty members who value on-base banking convenience.
APR
7.09–16.99%
Amount
$2.5k–$100k
Term
—
Best for: Active duty, veterans, and military families seeking competitive personal loan rates.
APR
—
Amount
—
Term
—
Best for: Borrowers with fair or poor credit.
APR
—
Amount
—
Term
—
Best for: Couples or co-borrowers wanting joint application discount.
APR
—
Amount
—
Term
—
Best for: Borrowers focused on paying off credit card debt.
APR
—
Amount
—
Term
—
Best for: Borrowers who want secured loan options or prefer direct creditor payment.
APR
—
Amount
—
Term
—
Best for: Couples or co-borrowers who benefit from joint loan rate discounts.
APR
—
Amount
—
Term
—
Best for: Borrowers seeking flexible repayment terms from a proven lending platform.
APR
6.2%
Amount
$5k–$250k
Term
6–12mo
Best for: Best for small businesses with at least two years of operation and strong revenue.
APR
29.9%
Amount
$5k–$250k
Term
3–24mo
Best for: Best for established businesses needing quick cash with good revenue.