Central Trust Second Charge Mortgage
MortgageAPR
9.69–13.1%
Amount
£10k–£250k
Term
36–360mo
Best for: Homeowners with various income sources who need significant funds for home improvements or debt consolidation.
APR
9.69–13.1%
Amount
£10k–£250k
Term
36–360mo
Best for: Homeowners with various income sources who need significant funds for home improvements or debt consolidation.
APR
5.89–8.05%
Amount
£5k–£500k
Term
60–360mo
Best for: Homeowners with good equity and credit scores looking to consolidate debts or finance renovations.
APR
6.39–8.37%
Amount
£5k–£500k
Term
60–360mo
Best for: Homeowners with significant equity seeking flexible financing options without remortgaging.
APR
8.9–47.0%
Amount
£1k–£50k
Term
12–60mo
Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.
APR
8.9–49.9%
Amount
£1k–£75k
Term
24–60mo
Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.
APR
5.9–24.9%
Amount
£4k–£100k
Term
12–60mo
Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
APR
7.9–29.9%
Amount
£3k–£50k
Term
24–60mo
Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
APR
5.9–24.9%
Amount
£4k–£75k
Term
12–60mo
Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.
APR
4.9–19.9%
Amount
£4k–£100k
Term
12–60mo
Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.
APR
18.0–49.9%
Amount
£1k–£500k
Term
1–24mo
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
APR
5.1–29.9%
Amount
£1k–£25k
Term
12–60mo
Best for: These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.
APR
5.7–19.9%
Amount
£1k–£40k
Term
12–60mo
Best for: Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
APR
6.0–19.9%
Amount
£1k–£35k
Term
12–84mo
Best for: Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.
APR
12.9–69.9%
Amount
£3k–£25k
Term
24–60mo
Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
APR
39.9–299.8%
Amount
£1k–£15k
Term
18–60mo
Best for: This service is best for individuals who need face-to-face support and have credit challenges, allowing them to borrow between £1,000 and £15,000.
APR
6.9–29.9%
Amount
£10k–£500k
Term
72–72mo
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
APR
6.9–19.9%
Amount
£500–£25k
Term
12–60mo
Best for: These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.
APR
6.9–19.9%
Amount
£1k–£25k
Term
12–60mo
Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.
APR
8.1–48.9%
Amount
£1k–£25k
Term
12–60mo
Best for: Ideal for those seeking quick access to funds and who may have building credit profiles.
APR
24.9–69.9%
Amount
£1k–£5k
Term
12–60mo
Best for: This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.
APR
8.9–24.9%
Amount
£500–£5k
Term
3–36mo
Best for: Starling customers who need a small, short-term loan with no paperwork.
APR
3.9–24.9%
Amount
£1k–£50k
Term
12–60mo
Best for: Individuals with good to excellent credit who seek a personal loan for home improvements or major purchases.
APR
7.9–45.9%
Amount
£1k–£25k
Term
12–60mo
Best for: People who want to check their rate with zero credit score impact before committing.
APR
5.1–30.5%
Amount
£500–£25k
Term
3–60mo
Best for: Individuals with a Monzo current account looking for quick personal loans to cover unexpected expenses.
APR
3.9–24.9%
Amount
£1k–£50k
Term
12–60mo
Best for: Borrowers who want a trusted brand with one of the lowest starting APRs on the market.
APR
5.6–19.9%
Amount
£1k–£25k
Term
12–60mo
Best for: Individuals with strong credit histories looking for a personal loan between £1,000 and £25,000.
APR
9.9–69.9%
Amount
£1k–£8k
Term
12–60mo
Best for: Individuals with poor credit looking for quick access to funds between £1,000 and £8,000.
APR
5.9–24.9%
Amount
£1k–£25k
Term
12–60mo
Best for: Individuals with strong credit histories seeking a personal loan for various needs.
APR
5.9–34.9%
Amount
£1k–£35k
Term
12–60mo
Best for: Individuals with fair to good credit looking for a personal loan with flexible terms.
APR
4.9–14.9%
Amount
£1k–£25k
Term
12–120mo
Best for: Homeowners planning renovations who want to spread cost over a longer period.
APR
5.5–19.9%
Amount
£1k–£50k
Term
12–60mo
Best for: Individuals with a good credit score seeking a personal loan for various purposes, including holidays or home improvements.
APR
6.1–21.9%
Amount
£1k–£50k
Term
12–60mo
Best for: Individuals with a Barclays current account and established credit seeking personal loans between £1,000 and £50,000.
APR
5.3–21.9%
Amount
£1k–£25k
Term
12–60mo
Best for: Current Santander 1-2-3 account holders with good credit looking for a flexible personal loan.
APR
5.5–19.9%
Amount
£1k–£25k
Term
12–60mo
Best for: Existing Nationwide members seeking a personal loan with fixed repayments and ethical practices.
APR
3.9–21.9%
Amount
£1k–£25k
Term
12–60mo
Best for: Existing HSBC customers seeking a personal loan with fixed repayments and quick access to funds.
APR
99.9–1333.0%
Amount
£50–£1.5k
Term
3–6mo
Best for: People locked out of mainstream lending who need a small emergency sum quickly.
APR
—
Amount
—
Term
—
Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
APR
—
Amount
—
Term
—
Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
APR
—
Amount
—
Term
—
Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
APR
—
Amount
—
Term
—
Best for: Landlords needing renovation finance with fast turnaround.
APR
—
Amount
—
Term
—
Best for: Landlords with complex income or non-standard properties who struggle with mainstream lender criteria.
APR
3.9–29.9%
Amount
£1k–£50k
Term
—
Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.
APR
3.9–29.9%
Amount
£1k–£50k
Term
—
Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.
APR
4.9–29.9%
Amount
£1k–£25k
Term
—
Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.
APR
3.3–21.9%
Amount
£1k–£30k
Term
—
Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.
APR
3.9–29.9%
Amount
£1k–£50k
Term
—
Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.
APR
—
Amount
—
Term
—
Best for: Professional landlords with complex property portfolios needing specialist underwriting through a broker
APR
3.47%
Amount
—
Term
—
Best for: Rate-conscious BTL landlords wanting the lowest possible fixed rates
APR
—
Amount
—
Term
—
Best for: Landlords wanting a specialist BTL lender with the backing of a major financial group (OSB)
APR
—
Amount
—
Term
—
Best for: Landlords who don't fit mainstream criteria and need a flexible challenger bank approach
APR
—
Amount
—
Term
—
Best for: Landlords wanting BTL mortgage security from a major building society rather than a smaller specialist
APR
—
Amount
—
Term
—
Best for: Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies
APR
3.54%
Amount
—
Term
—
Best for: Rate-sensitive BTL landlords, especially limited company borrowers wanting the cheapest fixed rates
APR
—
Amount
—
Term
—
Best for: Landlords wanting a fast, fully digital BTL mortgage process from a proven specialist
APR
—
Amount
—
Term
—
Best for: Landlords with complex circumstances needing a specialist lender that assesses cases on merit rather than ticking boxes
APR
9.96%
Amount
—
Term
—
Best for: Landlords needing short-term finance for property renovation, refurbishment, or quick property purchases
APR
4.5%
Amount
—
Term
—
Best for: Experienced landlords wanting a BTL lender with decades of specialist experience and support for all property types
APR
—
Amount
—
Term
—
Best for: Landlords wanting a reliable BTL specialist with fast turnaround times and Starling Bank backing
APR
4.79%
Amount
—
Term
—
Best for: Professional landlords and portfolio investors needing a lender that can scale from small BTL to multi-million pound portfolios
APR
4.29–6.69%
Amount
£25k–£1M
Term
60–420mo
Best for: Shared ownership buyers and those purchasing new-build properties who want a mutual lender with specialist expertise.
APR
4.34–6.49%
Amount
£25k–£2M
Term
60–480mo
Best for: Borrowers who want face-to-face branch support alongside competitive rates from the UK's largest banking group.
APR
4.19–6.29%
Amount
£25k–£5M
Term
60–420mo
Best for: Tech-savvy borrowers who prefer a slick online process with competitive rates and green home improvement options.
APR
4.39–6.49%
Amount
£25k–£2M
Term
60–480mo
Best for: First-time buyers and home movers who want hands-on mortgage advice and a clear view of their application progress.
APR
4.24–6.54%
Amount
£25k–£2M
Term
60–480mo
Best for: Borrowers who value a mutual lender, especially those buying energy-efficient homes or who prefer a building society over a bank.
APR
4.19–6.39%
Amount
£5k
Term
60–480mo
Best for: Borrowers seeking top-tier rates, especially those with larger deposits or higher-value property purchases.
APR
4.34–6.59%
Amount
£25k–£2M
Term
60–480mo
Best for: First-time buyers who need family support to get on the property ladder, or home movers wanting a reliable high street lender.
APR
4.29–6.49%
Amount
£25k–£5M
Term
60–480mo
Best for: Borrowers with a 25%+ deposit looking for competitive high street rates with the security of a major bank.
APR
—
Amount
£25.0k–£2M
Term
12–72mo
Best for: UK-based startups and small businesses with poor credit histories seeking substantial financing.
APR
6.0–15.0%
Amount
£1k–£250k
Term
12–60mo
Best for: UK-based businesses with previous relationships with Clydesdale or Yorkshire Bank, needing flexible loan amounts.
APR
18.0–49.0%
Amount
£1k–£1M
Term
3–60mo
Best for: Small business owners with a Starling business account looking for quick financing solutions.
APR
—
Amount
£5k–£2M
Term
12–84mo
Best for: UK-based businesses looking for substantial funds to finance equipment or other assets.
APR
6.0–15.0%
Amount
£1k–£250k
Term
12–60mo
Best for: Small business owners with a solid banking relationship who need quick funding for operational expenses.
APR
—
Amount
£5k–£5M
Term
12–84mo
Best for: UK-based businesses requiring substantial financing for equipment or vehicles and can provide collateral.
APR
—
Amount
£10k–£5M
Term
—
Best for: UK-based B2B businesses with a minimum annual turnover needing cash against outstanding invoices.
APR
5.0–15.0%
Amount
£1k–£100k
Term
12–84mo
Best for: Small to medium-sized enterprises with a good credit history looking for substantial loans to expand operations.
APR
5.0–15.0%
Amount
£1k–£100k
Term
12–84mo
Best for: UK-based businesses with a strong trading history seeking flexible financing options.
APR
5.0–15.0%
Amount
£1k–£100k
Term
12–120mo
Best for: Established UK businesses with a solid credit history seeking flexible funding options.
APR
—
Amount
£10k–£500k
Term
—
Best for: Small to medium-sized UK businesses needing rapid funding without extensive documentation.
APR
—
Amount
£10k–£3M
Term
—
Best for: Established UK businesses with a stable revenue stream looking for substantial funding quickly.
APR
8.0–15.0%
Amount
£1k–£100k
Term
12–84mo
Best for: Small business owners seeking flexible financing options with quick access to funds.
APR
7.5%
Amount
£500–£25k
Term
12–60mo
Best for: Entrepreneurs seeking initial capital for their start-up with a solid business plan.
APR
10.8–34.8%
Amount
£10k–£1M
Term
12–60mo
Best for: UK-based businesses with at least six months of trading looking for unsecured or secured loan options.
APR
—
Amount
—
Term
—
Best for: Borrowers who prefer dealing directly with a lender rather than a broker.
APR
—
Amount
—
Term
—
Best for: Borrowers who want a well-known broker to find bad credit loan options.
APR
—
Amount
—
Term
—
Best for: Borrowers who want to compare offers from multiple bad credit lenders.
APR
—
Amount
—
Term
—
Best for: Borrowers who want to rebuild credit through timely loan repayments.
APR
—
Amount
—
Term
—
Best for: Borrowers needing quick access to small emergency funds.
APR
—
Amount
—
Term
—
Best for: Borrowers with fair credit who prefer a fully digital experience.
APR
—
Amount
—
Term
—
Best for: Borrowers needing smaller loans with less-than-perfect credit.
APR
—
Amount
—
Term
—
Best for: Borrowers who prefer in-person service and have poor credit history.
APR
9.9%
Amount
£2k–£150k
Term
1–36mo
Best for: Best for small businesses seeking fast access to capital.
APR
6.7–36.4%
Amount
£1k–£35k
Term
12–60mo
Best for: This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.